Standard Loan

The most flexible loan – you can set both down payment and length of repayment!

Commodities Mobile phones
Tablets
Phone accessories
Laptops
Computers
Furniture
Home appliances
Electronics
Loan Term 9 to 24 months (depends on commodity and financed amount)
Cash-out Upon approval of application: down payment (at least 20%* of goods price) + origination fee (3% of financed amount).
Monthly: installment amount specified in the contract

*For loans up to PhP 5,000 financed amount, at least 10% of goods price.

Bundles Customer can buy up to 3 items, following Home Credit guidelines for bundling
Availability Available in all Home Credit partner retailers.