• / logo
  • Apply
  • Pay with Home Credit
  • Promos
  • Shoppingmall.ph
  • Help Center
  • About Us
  • Get The Home Credit AppAccountSearch icon

Home Credit Card

Kayang-kaya ang everyday at special expenses. Convenient and secure transactions accepted worldwide!
Learn More
home-credit-card-asian-woman-pink-blouse-smiling-holding-card.png
no alt

Make worthwhile purchases with the Home Credit Visa Card!

Make everyday purchases rewarding with the Home Credit Card. Enjoy secure payments, interest-free up to 45 days, with VISA-accepting merchants worldwide. Avail your Home Credit Card now!
Learn More
View Partner Stores
Three easy steps to avail a Home Credit Card
Step 1
Step 1
Our telesales agent will call you when you're eligible for a Home Credit Card. You can also receive an SMS, email, and a Push Notification.
Learn More Learn More
Step 2
Step 2
Use the store locator below to find and select a Home Credit partner store near you.
Learn More Learn More
Step 3
Step 3
Visit your selected partner store and present your Offer ID to our Sales Associate to proceed with your credit card application. *Applications are subject to approval.
Learn More Learn More
Store Locator

Find Home Credit partner stores near you

Mas rewarding na ang everyday purchases mo with your Home Credit Card!
Contactless Transactions
Contactless Transactions
Shop online or via QR to enjoy hassle-free transactions in a few taps.
Learn More Learn More
Up to 45 Days Interest-Free
Up to 45 Days Interest-Free
Get more time to pay: 30-day billing period plus 15-day extension before the payment due date.
Learn More Learn More
Secure Transactions
Secure Transactions
Your Home Credit Card comes with security features such as the EMV chip, PIN verification, and SMS alerts.
Learn More Learn More
Card Protection & Insurance
Card Protection & Insurance
Be worry-free in case your card gets lost. Block your card easily to avoid unauthorized transactions.
Learn More Learn More
Exclusive Deals & Promos
Exclusive Deals & Promos
Make the most of your Home Credit Card perks. Enjoy savings and other deals!
Learn More Learn More
No additional fees for bills payment!
No additional fees for bills payment!
Enjoy zero fees when you pay your bills using the Home Credit App.
Learn More Learn More
Learn More About Home Credit Card
Credit Card Tutorials
Learn how to maximize the full potential of your card by clicking our videos or infographics below.
How to pay in store
How to pay in store Play Watch Video
How to pay in store Red image ico Preview Image
Document ico Preview Document
How to pay online using your Home Credit Card
How to pay online using your Home Credit Card Play Watch Video
How to pay online using your Home Credit Card Red image ico Preview Image
Document ico Preview Document
How to pay your utility bills online with Home Credit Card
How to pay your utility bills online with Home Credit Card Play Watch Video
How to pay your utility bills online with Home Credit Card Red image ico Preview Image
Document ico Preview Document
How to pay for your groceries with Home Credit Card
How to pay for your groceries with Home Credit Card Play Watch Video
How to pay for your groceries with Home Credit Card Red image ico Preview Image
Document ico Preview Document
How to change your PIN
How to change your PIN Play Watch Video
How to change your PIN Red image ico Preview Image
Document ico Preview Document
How to check real-time transactions
How to check real-time transactions Play Watch Video
How to check real-time transactions Red image ico Preview Image
Document ico Preview Document
How to temporary block your card
How to temporary block your card Play Watch Video
How to temporary block your card Red image ico Preview Image
Document ico Preview Document
How to pay for your Home Credit Card bill
How to pay for your Home Credit Card bill Play Watch Video
How to pay for your Home Credit Card bill Red image ico Preview Image
Document ico Preview Document
Find the answers to your questions about our Credit Card product
Frequently Asked Questions for Credit Card
faq-help-icon
What is a Home Credit Card?
The Home Credit Card is a Visa EMV Classic Credit Card issued to valued Home Credit customers, that you can use for contactless or online payment channels.
Was this helpful?
How will I know if I'm qualified to apply for a credit card?
Home Credit will inform you via call, text, or email if you are qualified to apply for a credit card. You can also check the Home Credit Mobile App for your offers.
Was this helpful?
I am interested to apply for a credit card. What are the next steps?
Once you receive a call or notification from us saying you are eligible for a Home Credit Card, just visit the nearest Home Credit partner store and present the following to our Sales Associate (SA): One (1) Government-issued ID One (1) ID with your address or any supporting documents
Was this helpful?
What are the acceptable IDs or requirements?
Present any of the following IDs: Primary ID: • UMID • Driver's License • Philippine Identification Card • Postal ID New • Voter's ID • PRC ID (Secondary ID required) Secondary / Proof of address • Postal ID Old • NBI Clearance • Barangay Certificate • Phone Bill • Water Bill • Electricity Bill • Mobile/Internet/Cable Bill
Was this helpful?
What are the Home Credit partner stores where I can apply?
Visit our website and use the store locator to find a location near you: https://www.homecredit.ph/pay-with-home-credit/home-credit-card
Was this helpful?
Is there a validity period of the Home Credit Card?
Your Home Credit Card is valid for a period of 4 years.
Was this helpful?
HomeCreditLogo.svg
CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.
What We Offer?
Cellphone Installments
Product Loans
Cash Loans
Qwarta
Credit Card
How To Pay With Home Credit?
Pay With QR
Shop Online
Pay Bills
Buy Load
Pay With Qwarta
For Customers
FAQs
Privacy Notice
Terms and Conditions
Share Feedback for the Website
Disclosures
About Home Credit
Corporate
Merchant Partners
Our Offices
Careers
©2023 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.