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Scan-to-Pay with Home Credit!

Get your shopping done in no time when you pay via QR using the Home Credit app. Safe and convenient na, hassle-free pa!
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How to Pay with Home Credit QR

QR payments have never been easy! Know how to scan Home Credit QR in My Home Credit app and avail instant discounts and rebates.
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QR Ph Compatible

QR Ph is a national QR code standard set and launched by the Bangko Sentral ng Pilipinas (BSP). It allows payments among participating financial institutions, including Home Credit. This means you can scan any merchant QR Ph code using our app!
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Over 470,000+ Merchants

Shop in our wide network of partner stores nationwide and pay using your Qwarta or Home Credit Card
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Discover more ways to pay with Home Credit!
Pay Bills
Pay Bills
Skip the lines and pay your bills in the app with no added fees!
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Buy Load
Buy Load
Reload any network in app and enjoy 4% discount daily!
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Shop online
Shop online
Shop and just tap-to-pay online via Home Credit Pay!
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Frequently Asked Questions
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What is a QR Payment?
A QR (Quick Response) is a contactless method of payment that is performed by scanning a QR code, a 2D barcode readable by our Home Credit App. It is a safe and convenient way to pay for your transactions.
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Who are eligible to use Home Credit's QR Payment?
Home Credit's QR Payment is available to registered users in the Home Credit App with valid Home Credit Card or Home Credit Qwarta accounts.
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What are the benefits of using Home Credit's QR Payment?
Home Credit's QR Payment eliminates any need for physical cards or cash. You only need to bring your smartphone or tablet with the downloaded Home Credit App and connect it to the internet to scan a QR code and pay your transaction. Also, a cashless payment helps ensure a safe and convenient environment for you and the merchant, as it helps maintain social distancing.
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How do I know if a store is accepting Home Credit payment via QR?
Our partner stores would either have the Home Credit or the AUB Paymate QR standee. You may also look for the QR PH logo on any QR standees, which enables you to use Home Credit payment services, even if the store is not partnered with us!
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What should I do if I encounter an error when making a payment?
There are several reasons why a transaction fails. Please take a screenshot of the error and send this to info@homecredit.ph, together with your 10-digit loan account number so we can check on this right away.
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Can I convert my rebates to cash?
You can redeem rebates which can be used as a credit on your account and will be deducted from your balance in your next monthly billing statement. Rebates are not convertible to cash.
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How can I dispute or request a refund for a transaction made through HCPay QR?
You may coordinate with the partner store for a refund request, or fill out our Dispute Form which can be downloaded [here](https://hcphprodwebrevamp.blob.core.windows.net/hcph-website/assets/2022_10_17_Credit_Card_Dispute_Form_for_Project_8_9d25d04abc.pdf). Then, send it to disputeresolution@homecredit.ph together with all the supporting documents relating to the request.
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How can I dispute or request a refund for a transaction made through QR Ph?
You may coordinate with our Customer Service team by contacting them at (02) 8424 6611 or (02) 7753 5711. The following information will be required to process your request: - Transaction Date - Transaction Reference No. - Customer Name - Customer Account No. - Merchant Name - Merchant Branch or Location - Transaction Amount - Item/s Purchased - Dispute Reason - Dispute Date Additional information you may provide are: - Compelling evidences of merchant invalidating the transaction - Front-liner/Staff Name - Acquirer's Name (whether the QR Ph scanned is from Maya, GCash, etc.)
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.
What We Offer?
Product Loans
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Credit Card
How To Pay With Home Credit?
Pay With QR
Shop Online
Pay Bills
Buy Load
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©2022 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.