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New Year, New “You”—and New Samsung 0% Promos, Too!
15.02.2017

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New Year, New “You”—and New Samsung 0% Promos, Too!

Published on 15.1.2017

 

Samsung phones


Continue to feel the holiday cheer this 2017 with Home Credit’s latest 0% interest promos for Samsung smartphones

After all the celebrations and merry-making during Christmas time, the New Year brings brand-new opportunities for change—from long-overdue resolutions to simple changes in our day to day lives. Sometimes, even the simplest change can feel like a breath of fresh air. And that’s true for smartphones, too—especially when you can get them at affordable zero interest installments!

Whether you’re an avid traveler looking for a splash-proof phone, a yuppie looking to take the perfect selfie, or simply not quite done yet with Christmas shopping, consumer finance company Home Credit has you covered, with an exciting selection of 0% interest promos with smartphone giant Samsung to usher in the New Year.
The Galaxy A7 and Galaxy A5 get flagship upgrades in 2017
Two of Samsung’s best-selling premium models have fresh new upgrades to welcome 2017. The 5.2 inch Samsung Galaxy A5 (2017) and its 5.7 inch big brother Galaxy A7 (2017), priced at P19,990 and P23,990, respectively, both sport full-HD super AMOLED displays, and are encased in a metal frame with a 3D glass back, giving them the uber-premium look and feel of Samsung’s flagship models at more affordable prices. The new 2017 models are excellent choices for those with active lifestyles, as they are certified IP68 for water and dust resistance, and can be submerged under 1.5 meters for up to 30 minutes. Plus, with the front and rear 16-megapixel cameras, expect top-notch images for both selfies and scenery.

These two models are can be availed from Home Credit at nine-month installments at zero interest, in all Home Credit partner stores offering Samsung phones, from January 28 – March 25, 2017.
The crowd favorites – Galaxy J7 Prime and Galaxy J7 (2016)
For those looking for even more affordable options from Samsung, they can also take a look at crowd favorites Galaxy J7 Prime at P13,990 and Galaxy J7 (2016) at P11,990, also being offered by Home Credit at 0% interest installments for six months.

The Samsung Galaxy J7 Prime features Premium Design and Prime Performance. The powerful 3GB RAM device is housed in a stylish, metal unibody design with 2.5D Gorilla Glass 4, a 5.5” full HD screen, and a 13MP rear camera with F1.9 lens, to ensure bright images even in low light conditions. Meanwhile, the J7 (2016) features Signal Max for wider signal coverage, Ultra Data Saving for optimized mobile data usage, and Ultra Power Saving Mode for power when you need it the most. Home Credit’s 0% promo for these models runs from January 21 – March 5, 2017.

“The Christmas season was definitely an exciting time for us and customers alike, as we offered 0% promos for various products,” remarked Home Credit Head of Sales Adam Bernasek. “With January coming in, we know for sure that the demand is still there for people to have something new to welcome a brand new year. Home Credit and Samsung are more than happy to meet this demand with our latest 0% interest promos.”

For more information on the promos, visit www.homecredit.ph.

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Cash is Still King in PH, but Other Options on the Rise
14.12.2016

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Cash is Still King in PH, but Other Options on the Rise

Published on 14.12.2016

 


Credit cards now just third option when buying gadgets in PH.

New survey reveals increasing popularity of in-store financing as payment options, comparable to credit cards; gadgets are still the top gift choice for Christmas.

In a country where only 5% of the population has a credit card, it’s no surprise that cash is still the top mode of payment. But what might come as a surprise to some is that credit cards are no longer the only popular alternative to cash.

The new alternative? In-store installment financing, which is seeing a fast increase in adoption from Filipino shoppers hungry for 0% interest deals along with easy and fast approvals.

A recent study by consumer finance company Home Credit Philippines reveals the increasing preference for installment financing in the Philippines, showing it to be the 2nd top choice for payments among respondents when shopping, next only to cash, and slightly ahead of credit cards.

According to the survey conducted in one of the country’s biggest malls, 80% of the total respondents will pay in cash if they had enough budget or resources, while 11% will apply for a financing/installment loan, followed by credit cards (9%).

Gadgets still the top choice for gifts While the rankings for payment options may have changed, shoppers’ gift buying (and gift receiving) preferences remain the same. Almost half or 39% of the respondents—including married and single men and women—cited gadgets as their most preferred gifts this Christmas season, followed by appliances and cash. On the other hand, 38% prefer to give their loved ones shoes and clothing as presents for the holidays.

For single respondents, there were striking similarities in preferred gifts, with both males and females opting to receive high-tech gadgets as Christmas presents. On the other hand, the study revealed that 32% of married respondents preferred Christmas gifts that would be more useful in the household. Majority are inclined to receive appliances (32%), followed by gadgets (29%), from their loved ones this Christmas.

With most of the respondents typically buying gifts through full cash payments, more than half of all respondents allocate a budget of almost a fifth of their monthly salary for gifts, with some even allotting almost half of their total monthly income for shopping.

While shoppers have different gift preferences and spending habits, consumer finance groups such as Home Credit help many Filipinos purchase gadgets and appliances through convenient and affordable payment terms—thus freeing up more of their budget during the expense-heavy holiday season.

“The preference for gadgets doesn’t come as a surprise, considering the increasing smartphone and internet penetration in the Philippines. And when it comes to purchases, budget is always a consideration, even more so during the holidays,” said Annica Witschard, Home Credit Philippines CEO.

“This is where consumer financing services such as ours can help. Through installment financing options, especially the 0% interest offerings, Filipinos can have a much easier time in managing their budgets—so they have more than enough budget left for Noche Buena and other holiday activities.”

Home Credit Philippines offers affordable loan installments for gadgets, appliances and other electronics in over 1,500 stores of 220 retail partners across key cities and provinces such as Metro Manila, Cebu, Pampanga, Batangas, Cabanatuan, Baguio and Iloilo. Since it was established in the country in 2013, Home Credit has already served over 500,000 customers.

“Our aim is for greater financial inclusion in the Philippines, and we at Home Credit are focused on offering affordable loan installments that can help consumers,” Witschard added.

Survey source: Credit cards now just third option when buying gadgets in PH

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Samsung Brings in Big Time Cheer With 0% Interest Promos Through Home Credit
14.12.2016

Latest News

Never miss an update about what’s new in Home Credit

Samsung Brings in Big Time Cheer With 0% Interest Promos Through Home Credit

Published on 14.12.2016

 


Smartphone giant Samsung is offering exciting 0% interest promos!

Just in time for the Christmas shopping rush, smartphone giant Samsung is offering exciting 0% interest promos for two of its best-selling models, in partnership with consumer finance provider Home Credit.

The Samsung Galaxy J7 Prime and Samsung On7, priced at P13,990 and P8,990, respectively, are currently being offered at 6 months installment with zero interest, in close to 800 retail outlets. The promo, originally slated to run until December 18, 2016, has been extended up to New Year’s Eve, December 31, 2016.

The promo will allow smartphone-hungry Filipinos to avail of two of Samsung’s top models through easy and affordable Home Credit installments—customers only need to present two valid IDs to apply, and approvals can be done in as fast as five minutes.

“There are two things we know absolutely for sure this season: many Filipinos want a smartphone for Christmas, and many of them want a Samsung,” remarked Home Credit Head of Sales Adam Bernasek. “With these 0% promos, we want to help as many Filipinos get their dream Christmas gift, without putting a strain on their budgets.”

The Samsung Galaxy J7 Prime features a stylish, metal design with Gorilla Glass 4, a 5.5” full HD screen, and a 13MP rear camera with F1.9 lens, to ensure bright images even in low light conditions. Selfies with the 8MP front camera should be a breeze, thanks to the Wide Selfie function that allows for more people to fit into the shot. Photos can even be snapped with a simple wave of the palm. Enhanced 3GB RAM support, fingerprint sensor, Ultra Data Saving and Ultra Power Saving mode for its 3,300mAh battery make this phone a complete hi-tech package.

The Samsung Galaxy On7, meanwhile, features a 5.5” HD screen, 13MP rear camera, 5MP front camera and 3,000mAh battery. Every precious moment with loved ones can easily and quickly be captured, as photos can be snapped with two pushes of the home button. Wide Selfie and Palm Selfie functions make this smartphone a cutting-edge model at an affordable price.

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