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Apply for a loan, find the best deals, buy load and pay bills -
it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
We Have You Covered. Everywhere
Want To Get A New Scooter Through Home Credit?
Enter your details here and have a Home Credit agent assist you
with your application.
Thank you for your interest!
We'll get in touch with you shortly, you can also apply
through the following:
or
Download My HomeCredit App
Visit our Partner Stores
Quick Nav
The computed monthly installment rate is only an estimate, may vary
and will be determined during your loan application.
The No-Worries Credit Card
Loan Calculator
Got a purchase in mind? Here's how we calculate your monthly payment.
Filipino Citizen
Must be a Filipino citizen, age 18 - 68 years old.
Primary ID
Must have one primary ID that contains your current address.List of Valid IDs
Source Of Income }
Must have an income from reliable sources such as employment,
business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
How To Apply
You can choose where to apply, at your convenience.
Apply via the Home Credit Mobile App
Pre-score yourself at the comfort of your home
Be notified when your cash loan is ready to claim
View the best deals, offers, and gadgets before going out
You can choose where to apply, at your convenience.
Get in Touch
Partner Stores
Look for the partner store near you
Pay The Way You Want To
How Can I Pay My Cash Loan?
Looking for the most convenient way to pay online cash loan
installments? You can use any of these easy payment methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and
let us automatically process your cash loan payments. Never
miss a due date again for your cash loan!
See List of Partners Stores
See List of Banks
Pay On The Mobile App
Whether its a product loan or cash loan — we’ve got you
covered. Download the My Home Credit app to pay your cash
loan through your phone.
See List of Partners Stores
See List of Banks
Pay On The Website
Pay your cash loan online through the Home Credit website.
Use your Mastercard or Visa debit card, BancNet ATM card,
UnionBank account, or BPI account.
See List of Partners Stores
See List of Banks
Pay Over-The-Counter
Pay your cash loan offline through our payment partner
stores nationwide. You can check the cash loan payment
schedule and location of our payment partners here:
See List of Partners Stores
See List of Banks
We Care For Your Gadgets
Protection For Your Device
Did your heart skip a beat the last time you dropped your
cellphone? Wondering about where to get your gadgets repaired?
Device protection is for you.
Cellphones
Laptops
Tablets
Cellphones
Laptops
Tablets
How Does Device Protection Work?
Enjoy 60% Savings With Home Credit
You can save more with our Device Protection plan, compared to
other plans in the market.
Learn More
Free Pick-Up And Delivery 1
Stay where you are and stay safe. We’ll pick-up aand return your
device for free.
Learn More
Repair As Fast As 24 Hours
Get your device repaired in as fast as 24 hours and returned to
you in 3 working days if you’re in Metro Manila, 5 working days
for other areas. Terms and conditions apply.
Learn More
Free Pick-Up And Delivery
Stay where you are and stay safe. We’ll pick-up aand return your
device for free.
Learn More
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.