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Apply for a loan, find the best deals, buy load and pay bills -
it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
We Have You Covered. Everywhere
Want To Get A New Sporting Goods Through Home Credit?
Enter your details here and have a Home Credit agent assist you
with your application.
Thank you for your interest!
We'll get in touch with you shortly, you can also apply
through the following:
or
Download My HomeCredit App
Visit our Partner Stores
Quick Nav
The computed monthly installment rate is only an estimate, may vary
and will be determined during your loan application.
The No-Worries Credit Card
Loan Calculator
Got a purchase in mind? Here's how we calculate your monthly payment.

Filipino Citizen
Must be a Filipino citizen, age 18 - 68 years old.
Primary ID
Must have one primary ID that contains your current address.List of Valid IDs
Source Of Income }
Must have an income from reliable sources such as employment,
business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
Our Partners
Apply for Auto-Debit with Our Partner Banks
You can choose where to apply, at your convenience.
Apply via the Home Credit Mobile App
Pre-score yourself at the comfort of your home
Be notified when your cash loan is ready to claim
View the best deals, offers, and gadgets before going out
You can choose where to apply, at your convenience.

Get in Touch
Partner Stores
Look for the partner store near you
Easy payment options
How Can I Pay My Loans?
Looking for the most convenient way to pay your loan installments?
You can use any of these easy payment methods:
You can use any of these easy payment methods:

Enroll in auto debit
Never miss a payment again! Enroll your account in our Auto
Debit Arrangement and we’ll automatically process your
payments for you.
See List of Partners Stores
See List of Banks

Pay on the mobile app
Whether it's a consumer loan or a Cash Loan, we've got you
covered. Download the Home Credit app to make paying your
installments easier.
See List of Partners Stores
See List of Banks

Pay over the counter
Pay offline through our payment partner stores nationwide.
Due to COVID-19, please check the updated schedule of our
payment partners here.
See List of Partners Stores
See List of Banks

Pay on the website
You can pay your Home Credit Card and loan through our
website using any Mastercard or Visa debit card, UnionBank
account, or BPI account.
See List of Partners Stores
See List of Banks

We Care For Your Gadgets
Protection For Your Device
Did your heart skip a beat the last time you dropped a gadget?
Wondering about where to get them repaired? Device protection
is for you.
Mobile Phones
Laptops
Tablets
How Does Device Protection Work?
Enjoy 60% Savings With Home Credit
You can save more with our Device Protection plan, compared to
other plans in the market.
Learn More
Free Pick-Up And Delivery 1
Stay where you are and stay safe. We’ll pick-up aand return your
device for free.
Learn More
Repair As Fast As 24 Hours
Get your device repaired in as fast as 24 hours and returned to
you in 3 working days if you’re in Metro Manila, 5 working days
for other areas. Terms and conditions apply.
Learn More
Free Pick-Up And Delivery
Stay where you are and stay safe. We’ll pick-up aand return your
device for free.
Learn More
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