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Apply for a loan, find the best deals, buy load and pay bills -
it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
Quick and easy cash loans!
Your financial ally for life
Get up to P150,000 in online loans for your short-term and
long-term needs. Fund your emergency and investment bank
accounts with this extra budget, which you can get from our
quick and easy mobile app. We’ve helped many with their life
goals, and we’re with you on yours.
Jumpstart your business.
Secure extra funds for emergencies
Invest in health and wellness
Upgrade your home
Payment for school fees
Purchase your dream motorcycle
Jumpstart your business.
Secure extra funds for emergencies
Invest in health and wellness
Upgrade your home
Payment for school fees
Purchase your dream motorcycle
Filipino Citizen
Must be a Filipino citizen aged 18 to 68 years old
Primary and Secondary IDs
Must have at lease 1 valid ID with complete home address.
List of Valid IDs
Proof of Income }
Must have an income from reliable sources such as employment,
business, pension, and remittances.
Customer Eligible for Home Credit
Must be an existing Home Credit customer who received an offer
via SMS.
Three Ways To Apply
Apply for a Cash Loan Now
Choose where to apply at your convenience.
Option A
Apply via the Home Credit Mobile App
Pre-score yourself in the comfort of your home
Be notified when your Cash Loan is ready for claiming
View the best deals, offers, and gadgets before going out
Get in Touch
Partner Stores
Look for the partner store near you
Option B
Apply via Telesales
Our agents are happy to assist you with your loan applications
from Monday to Sunday, at 8:00AM to 9:00PM.
1 800 10 234 3000
Smart, PLDT, SUN, TNT
1 800 8 905 0303
Globe, TM
(02) 7753 5714
Get in Touch
Partner Stores
Look for the partner store near you
Option C
Apply via Partner Stores
Get in Touch
Partner Stores
Look for the partner store near you
Getting Your Cash Is Easy!
How Can I Claim My Cash?
Once you receive an SMS confirmation, you can claim your Cash Loan
in two easy steps!
Bank Transfer
Credit your cash straight to your own account. View our
list of partner banks.
See List of Partners Stores
See List of Banks
Cash Pick-Up
Claim your cash at any of our partner stores for free.
Check the list to find the branch nearest to you.
See List of Partners Stores
See List of Banks
Things To Remember
Bring (1) Valid ID with a valid address and your reference number
if you will claim your cash through cash pick up at our
disbursement partners.
Your Cash Loan contract will be cancelled if not claimed within
seven (7) days.
Easy payment options
How Can I Pay My Loans?
Looking for the most convenient way to pay your loan installments?
You can use any of these easy payment methods:
You can use any of these easy payment methods:
Enroll in auto debit
Never miss a payment again! Enroll your account in our
Auto Debit Arrangement and we’ll automatically process
your payments for you.
See List of Partners Stores
See List of Banks
Pay on the mobile app
Whether it's a consumer loan or a Cash Loan, we've got you
covered. Download the Home Credit app to make paying your
installments easier.
See List of Partners Stores
See List of Banks
Pay over the counter
Pay offline through our payment partner stores nationwide.
Due to COVID-19, please check the updated schedule of our
payment partners here.
See List of Partners Stores
See List of Banks
Pay on the website
You can pay your Home Credit Card and loan through our
website using any Mastercard or Visa debit card, UnionBank
account, or BPI account.
See List of Partners Stores
See List of Banks
Mobile app download red
CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.