Guidelines for Payments

Find out all about payment guidelines and early repayments

 
 

Payment guidelines

Follow these guidelines while paying your installments

Agreement Number

Agreement number as stated in the Payment Schedule shall be used as reference number to ensure that payment will be posted on the right contract.

Agreement Number

Agreement number as stated in the Payment Schedule shall be used as reference number to ensure that payment will be posted on the right contract.

Agreement Number

Agreement number as stated in the Payment Schedule shall be used as reference number to ensure that payment will be posted on the right contract.

Retain Receipts

Customers are advised to retain receipts until payment for the loaned amount (and related charges if applicable) is completed.

Check Your Payment Schedule

Check payments or any other modes of payment not indicated in your payment schedule will not be accepted.

Early Repayment Options

How to make an early repayment of your loan


Partial Early Repayment

In case you want to make a Partial Early Repayment of your Home Credit loan, please call our Customer Service Hotline at (02) 753 5711 so we can activate this feature for you. There will be a Partial Early Repayment fee of 300php upon request.


Full Early Repayment

If you wish to fully pay your Home Credit loan early, we have 2 options for you:

1. Cooling Off Period: Full Early Repayment within the first 15 days after signing

  • If you decide to finish the loan within the first 15 days after contract signing, you can repay the full loan amount without any fees and interest. To process it call our Customer Service Hotline at (02) 753 5711.

2. Full Early Repayment after the first 15 days upon signing

  • If you decide to finish the loan in full, you can pay the remaining balance without future interest provided that your account is not past due.
  • Upon your request, there will be an Early Repayment fee of 500php.
  • Kindly call our Customer Service Hotline at (02) 753 5711.