At present, a phone is no longer a luxury. It's essential to have it within reach to keep up with your to-do list and daily work-life activities. So the important question to ask is: DO YOU REALLY NEED A [CELLPHONE](https://homecredit.ph/apply/product-loans/mobile-phones-loans) COVERAGE? Here's a quiz that may help you decide.

If your answer is mostly YES to this quiz, consider investing on a phone coverage. People who already invested on phone coverage are less likely to stress over the possibility that their phones could be damaged. They feel more at ease because they get an assurance that when all else fails, their mobile phone coverage provider will assist them and help them with repairs or replacements.

Think of your smartphone coverage as your solid back up plan. Imagine the hassle and the stress that you can avoid in case you accidentally drop your phone. It's kind of scary, right? You don't just lose your contacts but all your access to your loved ones, your bank information, your email passwords and other private information, too.

If you're wondering what a Home Credit phone coverage covers, here's a quick overview. You get gadget protection for Accidental Damages and Liquid Damages (ADLD) with free repair/replacement, pick-up and delivery services. On top of that, you can also enjoy a 1-year warranty extension when the manufacturer's warranty period ends. A comprehensive coverage like this is a must-have for phones that are heavily used.

Now, did you know that all Home Credit cellphones can be availed with a coverage that you can pay on installments, too? Check out which phone deal is near you for as low as 0% interest at [shoppingmall.ph](https://www.shoppingmall.ph/?utm_source=referral&utm_medium=organic&utm_campaign=mpl-pos-pos-organic_shoppingmallph_landing%20page-06192023)!