Aside from shopping for essentials online, you can now apply for loans via Home Credit which can aid your finances during this time. These loans could help you to adjust your budget when buying for necessities and you can pay it off in small amounts each month.

- You may download the My Home Credit App on Google Play Store to apply for your desired loan. - Prepare your 2 valid IDs that contain your current address (at least 1 primary and 1 secondary ID). - Home Credit’s Sales Agent will contact you for further application process.

- You must be a Filipino citizen (age from 18yo to 68yo) - You must be employed or has a business, or a pensioner, or someone who receives regular remittance

**You may get the following items on a loan and on an installment basis:** - Gadgets (such as mobile phones, tablets, and laptops) - Home Appliances - Electronics (such as TVs, HIFI, and Cameras) - Furniture - Musical instruments - Sporting Goods

- Interest rates vary depending on the price of the item you preferred to buy, the amount of your down payment, and your chosen payment terms. - Home Credit’s Sales Agent will assist you and provide with you all the details you will be needing, also the SA will help you to select a payment plan that suits your budget and within your reach.

- You will need to pay for a flexible down payment and a minimal processing fee equivalent to 3% of the financed amount of your loan.

- Get approval in less than 5 minutes after completing the application process.

- You can pay for your home credit loans between 6 to 24 months. You just need to choose which period is appropriate for you and your budget.

Home Credit is here to help you go through these challenging times by giving you the opportunity to make a loan that is within your reach. We stay true to our promise that customers are its priorities to make their lives better by providing safe lending. See this for yourself when you apply for a [Home Credit product loan](https://revamp-pilot.homecredit.ph/Apply/Product-Loans)! You may do so by downloading the My Home Credit App on Google Play Store.