OMG! This month marks a significant milestone for Home Credit as this is the 2nd year anniversary of its first virtual loan—the Qwarta Virtual Loan.

Qwarta keeps slaying since the day one. We cannot achieve this without you, kaya naman excited kaming i-flex ang remarkable achievement na ito sa inyo.

For two years, Home Credit has gained 1.1 million clients who have been actively using their virtual limit by paying their bills hassle-free. Not gonna lie, useful talaga ang Qwarta. Using your limit, you can buy load through Home Credit’s Mobile App with 4% rebate and pay to our partner merchants with a 5% rebate. We understood the assignment kaya maaari na rin itong gamitin sa mga e-commerce apps tulad ng Shopee at Lazada during your favorite sulit sweldo sale o payday sale.

Qwarta also wants to help you satisfy your cravings kaya naman maaari na rin kayong mag-avail ng discounted vouchers ng inyong paboritong fast food chains. We got you! Lahat ng ito ay pwede mong gawin in the comfort of your own home.

ICYMI (in case you miss it), ito ang mga kailangan mong malaman para ma-maximize ang paggamit ng iyong Qwarta:

**1. Ano ang Qwarta Virtual Loan?** Ang Qwarta ay isang virtual credit limit na maaaring gamitin via “My Home Credit App” para ipambili ng load, ipambayad ng bills, i-pang-grocery (via QR), at i-pang-shop online!

Saan maaaring gamitin ang Qwarta limit? 1. Bumili ng load via Home Credit App at makakuha ng 4% discount sa mga networks tulad ng TNT, Globe at TM (Touch Mobile). 2. Magbayad ng bills na free of charge gamit ang iyong Qwarta limit sa Meralco, PLDT at Converge. 3. Magkaroon ng rebate na up to P300 sa SM Market, Robinsons Market and Department Store, and Mercury Drug sa unang buwan ng iyong paggamit.

Na-shook ka ba? I-click lamang ang link sa ibaba para mas marami ka pang matutunan at maka-save sa paggamit ng iyong Qwarta limit nationwide. [https://www.homecredit.ph/pay-with-home-credit/qwarta](https://www.homecredit.ph/pay-with-home-credit/qwarta)

**Saan maaaring mag-apply ng Qwarta Virtual Loan? ** I-click lamang ang link at i-follow ang steps sa pag-a-apply ng iyong Qwarta. Maaari ka ring mag-visit sa nearest mall para mag-inquire. Our accommodating sales assistant would be happy to assist you.

What are you waiting for? Gamitin na ang iyong Qwarta limit Monday, Tuesday, Wednesday o kahit seven days a week! We are not gatekeeping this to everyone. I-experience at i-enjoy ang hassle-free transactions by applying for a Home Credit Qwarta Virtual Loan. Mag-join sa aming growing list of satisfied clients na naka-experience na ng ease at convenience through Qwarta. Periodt! Check our website to know more.

Check our website to know more.