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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
Fast Loans, Easy Installments!
Eyeing the latest cellphone, laptop, TV, refrigerator, or air
conditioner? Simply buy now and pay later from over 100
trusted brands in Home Credit partner stores near you. Repay
loan amounts over the counter or via your bank account. Enjoy
our fast loan application and easy installments today.
Cash Loans? Get Fast Approvals Online!
Our online cash loans are ready for your needs. Existing
customers who have previously availed of our installment
shopping deals are eligible for our cash loan offers. Enjoy
competitive interest rates and flexible payments! Pay in 12
months or more, depending on the loan. Use our quick cash
loans for your small business, home renovation, school
tuition, or other needs. Check for offers, apply
conveniently, and get fast approvals.
Buy Now, Pay Later With Instant Qwarta!
Do more with Home Credit's Qwarta–our digital revolving
credit line that you can use to pay for goods and services
when using the Home Credit Online Loan App. Pay bills, buy
load, avail of discounts, and more when you activate your
Qwarta account . Enjoy instant approval of up to a P10,000
credit limit for your needs.
Filipino Citizen
Must be a Filipino citizen, age 18 - 68 years old.
1 Primary ID
Must have one primary ID that contains your current
address.List of Valid IDs
Source Of Income }
Must have an income from reliable sources such as
employment, business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
Quick Nav
Find Installment Shopping Deals
Buy Now, Pay Later: Shop for An Installment Deal Near You
The computed monthly installment rate is only an estimate, may
vary and will be determined during your loan application.
View detailed information and more products through
Home Credit mobile app.
Apple iPhone 14
Php 61,990
Buy Now, Pay Later
Product Details
Brand: Apple
Rear Camera: 12 MP, f/1.5, 26mm (wide),
sensor‑shift optical image stabilization 12MP
Ultra Wide, f/2.4
Memory: 6 GB
Weight: 172g
Dimensions: 146.7 x 71.55 x 7.8 mm
Processor: A15 Bionic chip
Display: 6.1 inch Super Retina XDR display
Front Camera: 12 MP, f/1.9
Battery: 3,279 mAh
Storage: 128 GB
OS: iOS 16
Release Date: Sep 2022
SIM: Nano SIM
Apple iPhone 11
Php 32,990
Buy Now, Pay Later
Product Details
Brand: Apple
Rear Camera: 12 MP, f/1.8, auto-image image
stabilization 12MP Ultra Wide, f/2.4
Memory: 4 GB
Weight: 194g
Dimensions: 150.9 x 75.7 x 8.3 mm
Processor: A13 Bionic chip
Display: 6.1 inch Liquid Retina display
Front Camera: 12 MP, f/2.2
Battery: 3,110 mAh
Storage: 128 GB
OS: iOS 13 (upgradable to iOS 16)
Release Date: Sep 2019
SIM: Nano SIM
OPPO Reno8 5G
Php 27,999
Buy Now, Pay Later
Product Details
Brand: Oppo
Rear Camera: 50 MP, f/1.8 8 MP, f/2.2, (ultrawide)
2 MP, f/2.4, (macro)
Memory: 8 GB
Weight: 179 g
Dimensions: 160.0 x 73.4 x 7.67 mm
Processor: MediaTek Dimensity 1300 (8 cores with a
maximum frequency of 3.0 GHz)
Display: 6.4 inches FHD Display, 90Hz Refresh Rate
Front Camera: 32 MP, f/2.4
Battery: 4500 mAh, 80W Fast Charging
Storage: 128 GB
OS: Android 12
Release Date: July 2022
SIM: Nano SIM, Dual
Xiaomi Redmi Note 11 Pro 5G
Php 15,999
Buy Now, Pay Later
Product Details
Brand: Xiaomi
Rear Camera: 108 MP, f/1.8 (wide) 8 MP, f/2.2,
(ultrawide) 2 MP, f/2.4, (macro)
Memory: 6 GB
Weight: 202 g
Dimensions: 164.2 x 76.1 x 8.1 mm
Processor: Qualcomm SM6375 Snapdragon 695 5G
Display: 6.67 inches SUPER AMOLED Display, 120Hz
Refresh Rate
Front Camera: 16 MP, f/2.5
Battery: 5,000 mAh, 67W Fast Charging
Storage: 128 GB
OS: Android 11
Release Date: January 2022
SIM: Nano SIM, Dual
vivo Y35
Php 14,999
Buy Now, Pay Later
Product Details
Brand: Vivo
External Storage: microSD
Rear Camera: 50 MP, f/1.8, (wide), PDAF 2 MP,
f/2.4, (macro) 2 MP, f/2.4, (depth)
Memory: 8 GB
Weight: 188 g
Dimensions: 164.3 x 76.1 x 8.3 mm
Processor: Qualcomm SM6225 Snapdragon 680
Display: 6.58 inches, IPS LCD, 90Hz Refresh Rate
Front Camera: 16 MP, f/2.0 (wide)
Battery: 5,000 mAh, 44W Fast Charging
Storage: 128 GB
OS: Android 11
Release Date: Aug 2022
SIM: Nano SIM, Dual
Samsung Galaxy A73 5G
Php 29,990
Buy Now, Pay Later
Product Details
Brand: Oppo
SIM: Nano SIM, Dual
Rear Camera: 108MP, f/1.8, OIS (wide) 12 MP,
f/2.2, (ultrawide) 5 MP, f/2.4, (macro) 5 MP,
f/2.4, (depth)
Display: 6.7 inches FHD+ sAMOLED
External Storage: microSDXC
OS: Android 12, One UI 4.1
Dimensions: 163.7 x 76.1 x 7.6 mm
Processor: 6nm Snapdragon 778G
Release Date: April 2022
Battery: 5000 mAh
Front Camera: 32 MP, f/2.2 (wide)
Weight: 181 g
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