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Get the phone you've always wanted with Home Credit

Download the Home Credit App and apply for a loan in minutes!

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Join 12M+ Customers Who Shop, Borrow, and Save Smarter with
Home Credit

Estimate your loan in seconds

Try our loan calculator to get a quick idea of your monthly installments.

  • Low and flexible payment rates
    Low and flexible payment rates
  • 18,000+ of partner stores nationwide
    18,000+ of partner stores nationwide
  • 0% interest options on select products
    0% interest options on select products
  • Fast and easy application
    Fast and easy application
Choose a product or enter your own amount
Use custom amount instead

Enter your preferred down payment

Final down payment may vary based on your eligibility. Download the app to check yours! 


Select your monthly installment plan
  • 6
  • 9
  • 12
  • 18
  • 24

Estimated monthly installment

1,000+ per month
Final downpayment will depend on customer's eligibility

Hurry! Apply on the app now to
unlock your deal!

  • 4.8 iOS - 110K reviews
    4.8 iOS - 110K reviews
  • 4.8 Android - 374K reviews
    4.8 Android - 374K reviews

Why Do 12 Million+ Customers Trust Home Credit Philippines?

Find out what our millions of Home Credit App users have to say about their online loan experience!

star star star star star

From loan applicatiion to receiving the cash on hand, the process was smooth. The waiting period is not even a day before I receive the money from over-the-counter. Overall, the transaction was smooth, efficient, satisfying and commendable. Thank you, Home Credit!

Jessie - Dec 2025

star star star star star

Home Credit deserved super likely ratings because it's easy to approved my cash loan that helps me to pay my monthly expenses, that's why i always keep my good record and pay ontime. thankyou so much Home Credit for trusting me always! Godbless you always po!.

Joemari - Dec 2025

star star star star star

It's a big help in our financial support especially for education of my children.

Jocelyn - Dec 2025

star star star star star

Tried and tested for so many years...It help me to invest appliances because of the help of home credit.

Sarina - Nov 2025 

star star star star star

I give a 10 out of 10 because the app is really easy to use. The interface is clear, and everything is simple to find. It’s also fast and works smoothly without any issues. I love that I can manage everything on my phone, whether it’s checking my the month balance, or reviewing my credit. Overall, it’s convenient and efficient!

Judy - Nov 2025 

star star star star star

The processing was very fast and easy to access. Several options were also presented to suit the need and capacity to repay.

Jerel - Nov 2025 

star star star star star

I give that rating because my experience in availing loan from home credit is very satisfying, no hassle it is quickly released just matter of minutes.

Joel - Nov 2025 

star star star star star

The process was easy and loan was granted ASAP after dealing with all the documents needs or required. 

Rosario - Oct 2025 

Shop with Home Credit at 18,000+ Stores Nationwide!

Get what you need from thousands of our partner stores—made easier and flexible with Home Credit installments.

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Home Credit Philippines: Trust and Recognition Home Credit Philippines: Trust and Recognition

With financial empowerment in mind, Home Credit Philippines is SEC-registered and has been recognized by top award-giving bodies locally and internationally. ​

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