Get the new Home Credit App!

Online loan app from the Philippines' trusted lending company

FLEXIBLE installments as low as 0% INTEREST
Shop in a few taps your DREAM PRODUCTS
Score exclusive DEALS and DISCOUNTS
Coming Soon on AppGallery
Home Credit Philippines App

The legit loan app with features you love

Shop your fave brands, get loans, pay bills, and more with the new Home Credit app.

Shoppingmall.ph

Buy Now, Pay Later: Shop for An Installment Deal Near You

Browse our catalog to find top brands with 0% installments. Shop these deals and more using our loan app with low interest!

Product Loan

Fast Approval, Easy Installments!

Eyeing the latest cellphone, laptop, TV, refrigerator, or air conditioner? Simply buy now and pay later from over 100 trusted brands at Home Credit partner stores near you. Repay loan amounts over the counter or with your bank account in our online loan app. Enjoy our fast loan application and easy installments today.

Cash Loan

The Cash Loan App With Low Interest

Our online cash loans are ready for your needs. Existing customers who have previously availed of our installment shopping deals are eligible for our cash loan offers. Enjoy competitive interest rates and flexible payments! Pay in 12 months or more, depending on the loan.

Avail quick cash loans for your small business, home renovation, school tuition, or other needs. Check for offers, apply conveniently, and get fast approvals on the app.

Home Credit Bills Payment

Pay Bills With No Added Fees

Use the online lending app that lets you pay water, light, internet, or other bills with no added fees!

Shop And Pay With QR

Quick And Easy QR Shopping

Enjoy quick and easy shopping when you pay with QR using our new app! All QR Ph codes are readily accessible at restaurants, shopping centers, convenience stores, pharmacies, and supermarkets nationwide. The convenience of contactless payments, now in your hands.

Top Up For Laz Sales

Lazada Wallet Top-Up

Always keep your cart ready for every Lazada sale. With the all-new Home Credit Philippines app, you can easily top up your Lazada Wallet! Simply enter your Lazada account details in the lending app and save it. Now you can top up your Lazada Wallet anytime!

Product and Cash Loans

The Online Loan App With Easy Repayments

The cash loan app that lets you settle loans, hassle-free! Repay your loans online with your enrolled cards. You may also pay in-store at our trusted payment centers.

Loan Management

Monitor Your Loan Repayments

Check if your payment has been processed, view your repayment schedule, and more! Monitor your loan payments like no other with our all-new online lending app.

Tips And Stories

Money-Savvy Tips And Stories

Become smarter with how you handle money by reading our financial literacy articles or wais tips! Get news on the latest products you can get in installments with our legit loan app.

Home Credit Help Center

Help Center With A Human Touch

Get answers in one place with our help center. Use the new loan app to reach our agents online, 24/7, for your concerns. Contact us via FB Messenger, email, or landline. Browse our FAQs, gathered from our community of customers.

My Home Credit, Made New

The New Home Credit App: Trusted by 10M+ Users!

Introducing the all-new Home Credit App! Newly improved and optimized to manage your loans and finances. Be part of ten million users of the trusted online loan app in the Philippines.

Register Using Only Your Mobile Number

The simplest way to register to the Home Credit Philippines app! All you need is your mobile number to start your loan journey.

Safe, Fast, And Secure App Log-In

Login securely using your PIN, fingerprint, or face scan. No stress, only from the SEC-registered, trusted, and legit online loan app in the Philippines!

The Easy-To-Use Online Loan App

Manage your Home Credit loans easily with our quick lending app. See your loan account number, amount due, due date, and other loan details!

Your Loan Documents In One Place

Always have access to your loan documents! Download files for offline use. Do these with our all-new legit lending app!

What are you waiting for?

Download our new Home Credit app for iPhone and Android users!

On Android? Find this on Play Store icon

On Android? Find this on Play Store

On iOS? Check it out on Apple Store icon

On iOS? Check it out on Apple Store

Users Share Their Experience

⭐⭐⭐⭐⭐ (10/10 )

Helpful app, and it has everything you need, and if you have queries they are much willing to help you. thanks Home Credit. - WengMalabs

⭐⭐⭐⭐⭐ (Satisfied)

Quick financial needs when it comes to emergency purposes. - OlahBuenas

⭐⭐⭐⭐⭐ (Good Service)

Grabe ka understanding yung caller every time magremind sila thru call dahil deadline na sa payment ko kaso wala pa akong pambayad due to delayed salary or other valid reason binibigyan nila ako ng extension days para makabayad without penalty - jozyne

Frequently Asked Questions

The My Home Credit is only available on Android. The all-new Home Credit Online Loan App is available both on iOS and android. Soon, it will available on the Huawei AppGallery, too!

Download the all-new Home Credit Online Loan App to enjoy these new features:

1. Easy registration and login processes

2. Safe and secure access with options for PIN or biometrics

3. Discounts on mobile load purchases

4. Bills payment with zero fees

5. Scan-to-pay QR payment options

6. Exclusive promos and vouchers.

7. Access their own loan details

8. Repay loans effortlessly and receive updates on loan repayments

9. Play games, and access tips and stories for financial literacy

10. Top-up their Lazada wallets

You can continue using the My Home Credit, however, we highly encourage you to download and experience the all-new and improved Home Credit Online Loan App.

The old My Home Credit app will still be available to support the transition to the all-new Home Credit Online App. We will keep you updated for any new changes that may occur.

You can use the same account details that you used in the old app.

You may still use the old PIN that you have in the previous app.

Improve Your Home Credit Experience

This website uses cookies to ensure you get the best experience. No personal data is tracked or used. By continuing to browse our website, you agree to the use of cookies as indicated in our Privacy Notice.

Chat with us