Wais Sa Home
Learn how to be financially responsible when it comes to
saving, borrowing, online security, and using the latest
digital technology.
Featured Stories
Mapapa-opo Ka Sa OPPO Budget Bestsellers Na 'To!
Heto ang mga OPPO phones! On sale na, installment
bayaran pa with Home Credit Philippines!
How To Build A Budget Hybrid Learning Space
Planning to build a hybrid learning space on a tight
budget? An Installment shopping plan with home credit is
available for your DIY home projects.
Para Sa Home Budol Budget Appliance Shopping Guide
Curious about where to start installment shopping with
Home Credit and how to do it? Here is a guide that may
help you. The installment shopping guide for Home
Credit's good finds is simple!
Latest Stories
Categories:
What's New?
Earn More
Health and Safety
Home Improverment
Mobiles and Gadgets
Aug 4, 2022
Balik Eskwela Printer O Laptop? Anong Hanap?
Simula na ng new academic year para saating mga mag aara! Heto
ang mga budget laptop and printers on easy installment
Aug 4, 2022
Mapapa-opo Ka Sa OPPO Budget Bestsellers Na 'To!
Heto ang mga OPPO phones! On sale na, installment bayaran pa
with Home Credit Philippines!
Sep 2, 2022
Online Payment Myths: BUSTED!
Malaking tulong ang online payment ng Home Credit. Nowadays,
ang method na ito ay parte na ng daily grind lalo na sa
bayaran ng bills at iba pa.
Sep 2, 2022
‘Di Sure Kung GO Or NO Ang Sa Pag-Apply For A Cash Loan?
BASAHIN MO ‘TO!
Ready ka na ba for Home Credit cash loans? Isa sa mga desisyon
na mahirap itawid lalo na kung first time cash loan applicant
ka ay kung GO or NO ka nga ba sa pag loan. Read to learn more!
Here's how to know if G ka nang mag Home Credit cash loans.
Sep 2, 2022
1-minute Guide For Emergency Cash Loan (MUST READ!)
Para sa mga biglaan at ‘di maiiwasang gastos, ang Home Credit
emergency cash loan ang isang option na puwede mong
i-consider. Paano nga ba ang application process nito? Heto
ang step-by-step guide sa pag-avail ng emergency cash loan by
Home Credit.
Sep 2, 2022
Realme Showdown: Anong Pinaka OK? 8i, 9Pro Or C25Y
Planning to make an upgrade? Make the switch to realme! Narito
ang mga budget phones for as low as 0% interest with Home
Credits installment plan!
Sep 2, 2022
Vivo Budget Phone Showdown: Y21T, Y15a O Y33s
Nag hahanap ka ba ng bagong Vivo Phone? May napili ka na bang
model? Heto ang mga Vivo phones na budget friendly on easy
installment with Home Credit!
Sep 2, 2022
How To Build A Budget Hybrid Learning Space
Planning to build a hybrid learning space on a tight budget?
An Installment shopping plan with home credit is available for
your DIY home projects.
Sep 2, 2022
realme GT Neo3: Top Questions Answered
Interested in the new realme GT Neo3? Check it out here, and
use Home Credit for low rate monthly installments to get the
new realme GT Neo3 today
Sep 2, 2022
Mga Dapat Malaman Tungkol Sa Fast Emergency Loan (MUST READ!)
Sa oras ng emergency, fast cash ang isa sa priority.
Oct 3, 2022
0% Interest On Samsung Phones Up To 24 Months To Pay
Want a high end phone? Chose from the latest Samsung S-series
phones, and avail of super good installment deals with Home
Credit Philippines
Oct 3, 2022
Top Budget Alternatives To Apple Devices On Installment
Want an iPhone but tight on budget? Is a MacBook too much?
Check out these budget options for as low as 0% interest with
Home Credit Philippines
Oct 3, 2022
Lowest Interest Offer When You Shop In SM Department Store Via
Home Credit!
Purchase furniture, gadgets, appliances, and apparel at SM
stores near you to get low interest rates with Home Credit
Philippines
Nov 3, 2022
8 Tips Para Mas Mabilis Ang Cash Loan Approval Mo
Naghihintay ka bang makarinig ng APPROVED sa cash loan
application? O kaya naman ay naga-apply ka ngayon ng cash
loan? Eto ang 8 tips para sa’yo. Fast read lang ito!
Nov 3, 2022
Ang Totoong Benefits Ng Cash Loan
Usapang credit o utang ang hot topic lalo sa panahong pataas
ng pataas ‘di lang gas, pati mga bills at bilihin. Kung
nag-iisip ka kung laban o bawi ang next o first utang journey
mo, basahin ng magkaroon ka ng tamang kaalaman tungkol dito.
Nov 3, 2022
QUICK QUIZ: Pasok Ka Ba Sa Cash Loan Approval? ALAMIN!
Eto ang isang mabilis na quiz para ma-check kung may chances
ka bang magkaroon ng cash loan application approval. Isa itong
malaking usapin lalo na ‘pag talagang naghahanap ka ng offer.
‘di ba? Game ka na ba? Eto na!
Nov 3, 2022
15K Capital For Small Business? Get This In 1 Minute NOW!
Go sa negosyo pero no budget? Kaya mo na ‘to with a cash loan
para sa small business na puwede mong simulan sa mismong bahay
mo. Paano nga ba? Eto po ang 15K capital guide.
Nov 3, 2022
NO COLLATERAL Cash Loan? OK Nga Ba?
Cash loan na mabilis para sa biglaang kailangan? To the rescue
ang quick NO COLLATERAL cash loans. Ano nga ba ito? At bakit
puwede mo itong maging option lalo sa emergency o ‘di
maiiwasang gastos na wala sa budget mo.
Nov 3, 2022
OPPO Showdown: A95, A16, A76 Or A55?
Which is the most sulit OPPO everyday phone for you? Find out
as you keep reading! This one’s a super quick side by side
comparison.
Nov 3, 2022
Tired of paying loans? Here’s what will happen if you stop
paying
As they say, your friendly neighborhood 5-6 will always have a
better memory than you do. With that, being petiks with your
loan payments can surely give you a lot of stress!
Nov 3, 2022
Mortal Sins Na ‘Wag Mong Gawain Sa First Cash Loan Mo!
Maraming gustong mag-cash loan pero ‘di lahat ay aware sa mga
DAPAT at HINDI DAPAT gawain sa first cash loan mo. May mga
mortal sins na dapat iwasan ng mga first time cash loan
applicants.
Nov 3, 2022
Basics of Loans and Interest
Sa panahong ito, nakatutulong ang loans sa pagpapagaan ng
ating finances. Hindi mo na kinakailangang gamitin ang iyong
buong budget para lang makabili ng iyong mga pangangailangan.
Maaari mo rin itong bayaran sa maliit na halaga bawat buwan.
Nov 3, 2022
Paano mag-apply for a Cash Loan via the My Home Credit App
Madali lang mag-apply for a Home Credit Cash Loan using your
My Home Credit App! Mag-login at sundin ang mga steps na ito
to submit your application. Now you can easily get your cash
in the comfort of your home.
Nov 3, 2022
New Arrival On Installment! realme 9 Pro & 9 Pro +: Good Buy
Ba?
Game ka na ba sa NEW ARRIVAL from realme?
Nov 5, 2022
Scam Moves Na Iwasan Mo Sa Fast Cash Loan! MAG-INGAT!
Fast loan na mas mabilis pa sa instant noodles? Teka muna.
Mag-isip ka! Baka scam ‘yan! Eto ang mga “da moves” na
magsasabi sa’yong ‘di trusted transaction ‘yan!
Budget School Laptop SHOPPING GUIDE
When school is cool pero ang budget mo hindi, paano na?
Nov 5, 2022
QwarTalino Quiz: Kinsenas, Kalmahan Mo Lang, PLEASE!
Ang kinsenas parang ang layo masyado sa katapusan. Parang
laging nakaka-stress ‘pag parating, ‘pag andyan na, at ‘pag
nakalipas na rin. Paano nga ba matatawid ang usapang gastos at
kita? Simulan mo ‘yan dito sa QwarTalino Quiz! Humanda!
Nov 5, 2022
10 Utos Ng Cash Loan: Guilty Or Not Guilty Ka Ba Dito?
May 10 utos ang cash loan para mapa-first timer ka man, second
timer o sanay ka na sa usaping ito, para sayo ito!
Nov 5, 2022
Don’t get scammed! Watch out for these 10 online scams in the
Philippines
One of the things we could learn in life, there is truth in
what they say there will always be 2 types of people in this
world – the “manloloko” and the “niloloko”.
Nov 5, 2022
Maganda Bang Subukan Ang Online O Digital Payment? Eto Ang 12
Reasons Why!
Ano ang pulso mo sa digital payment o online payment? ‘Di ka
pa rin ba solb o nag-iisip ka kung OK ba ‘to? Dapat mo nga
bang subukan ito? May benefits o magandang dulot nga ba ‘to?
Alamin para mas maging informed ka dito.
Nov 5, 2022
Consumer finance tech company Home Credit PH earmarks over 1M
for typhoon aid in VisMin
More than one million pesos is earmarked by Home Credit
Philippines, a consumer finance tech company, to aid victims
of super typhoon Odette that devastated large portions of
Visayas and Mindanao a few days before Christmas.
Patung-patong Ang Utang? 5 Proven Tips Para Maitawid Mo ‘Yan!
Ang utang ‘pag nagsabay-sabay, masakit sa ulo. Minsan ‘di
makatulog. ‘Di makakain. Paano nga ba maiiwasan ang ganitong
hassle? Eto ang 5 proven tips na puwede mong subukan.
Nov 5, 2022
What Is Passive Income?
Can you imagine yourself earning money without working for it?
It sounds too good to be true, but it’s actually possible. In
fact, there’s even a term used to call money that you get
without investing any time or effort on it—passive income.
Nov 5, 2022
What Is Credit Score And Why Is It Important?
Like most young professionals, you’ve probably thought about
applying for your very first credit card or loan.
Dec 2, 2022
FAQ: Home Credit Cash Loan
Here’s everything you need to know about your Home Credit cash
loan application. Get approved and get your goods on
installment plans!
Protect yourself from scammers: Home Credit Warns Public
Against Fake Websites
Online transactions make managing our finances easy and
convenient. There’s just one big concern to keep in mind when
doing financial transactions online: security. After all, you
work hard for your money and protecting it is always a
priority.
Dec 2, 2022
8 Klase Ng Tropa Sa Usapang Utang: Ilan Ang Kilala Mo Dito?
Usapang utang… laging mainit. Laging may ganap. Dahil diyan,
check natin kung kilala mo ba ang 8 tropa ‘pag dating sa
usaping ito.
Dec 2, 2022
Cellphone Insurance: Kailangan Ba Talaga?
Ang cellphone ay mahalagang investment sa trabaho, sa
pamapalipas-oras at para sa pagiging laging connected sa mga
mahal mo sa buhay.
Best Vlogging Phones That Are Super Affordable
Whether you want to start vlogging for fun or for a possible
ticket to being Team #Payaman, a video phone is a must.
Dec 2, 2022
Todo Lag O Sobrang Hang Ang Cellphone?
Tanda mo pa ‘yung dati? Mabilis na phone. ‘Di madaling
ma-lowbatt. Masarap sa games. Loading time: Level 100.
Hanggang #SanaAll ka na lang ba ilang months o taon pa lang
ang nakakalipas?
Dec 2, 2022
Fraud Awareness
Phishing is when a scammer creates a message thru email, voice
call, or text message claiming to be from a reputable
institution to get PERSONAL INFORMATION.
Dec 2, 2022
If I Don’t Pay My Car Insurance Premiums, What Will Happen?
Let’s say you were able to purchase your first car (finally!)
and to protect your automobile, you opted to avail of
insurance. Of course, this is an additional responsibility
wherein time is a crucial matter.
Dec 2, 2022
“Small Space” 0% Budget Refrigerator Shopping Guide
Limited o small ang space pero gusto ng refrigerator on
installment? Eto ang shopping guide para sa’yo!
Dec 2, 2022
2021 At 2020 Phones: Wais Bang Bilhin? ALAMIN!
Bagong release na naman? Paano ka naman makakapili ng tamang
phone na pasok sa budget na limited mo ‘di ba?
Dec 3, 2022
What Are The Different Financial Institutions And How Can They
Help You?
What comes to mind when you hear the word financial
institutions?
Dec 3, 2022
Cash Loan 101: What you need to consider when getting a cash
loan
Have you ever felt the need to pay for something badly needed,
for emergencies, or to add for your small business, but
running out of cash?
Dec 3, 2022
DOWN PAYMENT: Bakit Nga Ba Kailangan Sa Hulugan Shopping?
Laging tanong ng marami: HOW MUCH PO ANG DP? Ano nga ba ang
dahilan kung bakit kailangan ng down payment sa installment
shopping o hulugan? Eto ang totoo. Alamin natin!
Dec 3, 2022
Anong Phone Brand ang Perfect for you?
‘Pag dating sa #phonebrands, ang #brandwars at #brandlove ay
laging hot topic. Kung naghahanap ka bagong phone pero
nalilito sa dami ng trusted at mga winner na new brands, eto
ang guide para sa’yo.
Dec 3, 2022
Washing machine you can get on a below P10k budget
Spending most of your time washing your clothes will not be
part of your normal routine anymore if you have a washing
machine that will help you.
Dec 3, 2022
Online Learning Para Sa Anak Mo: Laban O Bawi?
Mahirap maging magulang lalo na sa panahon ng #NewNormal na
bitbit ang challenge ng #OnlineLearning.
Dec 3, 2022
How to Conveniently get a Cash Loan via the My Home Credit App
I bet we’ve all had experience in our lives where most of the
situation we were in could only be solved through having none
other than, drum rolls please – money.
Dec 3, 2022
Auto Debit: Why it’s Better to Have it?
Did it come to your mind that having responsibilities could
actually make your life better? You might be wondering how but
that is true. It could also make us a better version of
ourselves.
Dec 3, 2022
Paano mag-apply ng installment?
Turn your Home Credit Card purchases into affordable
installments and view your monthly installment payments
through the My Home Credit app. Alamin kung paano.
Dec 3, 2022
Free Vlogging Ideas Na Puwedeng Gawin Sa Bahay
Masarap isiping ang Team Payaman ni Cong at ang solid pair na
JaMill ay naabot ang pangarap sa paggawa ng videos, ‘di ba?
Kung lagi kang napapa-sana all at gusto mong magsimula ng
sarili mong YouTube channel, welcome ka dito!
Dec 3, 2022
The Filipino Online Shoppers Pain Points
Pretty sure you had one of those days where you don’t feel
much of yourself, like quite not a good day then you resorted
to having a retail therapy. I felt that too and that was
totally acceptable.
Dec 3, 2022
Avoid commuting hassle, get your own E-scooter
Have you gone back to work or the grocery lately? You’d
probably see few commuters using an e-scooter as their means
of transportation. This perhaps gives you nostalgic feels as
you remember the kick scooters version in your childhood.
Dec 3, 2022
Overheating Laptop? Maiiwasan Nga Ba ‘To?
Bigla bang uminit ang laptop habang nasa gitna ng importanteng
deadline o tuloy-tuloy na panood ng series na inaabangan mo?
Nakakakaba ‘di ba? Minsan pa nga, nakakainit din ng ulo ‘pag
napunta ka sa sitwasayong ito.
Dec 3, 2022
10 Signs Para Palitan Na Ang Phone Mo
Pang-personal man o pang-trabaho, araw-araw kang gumagamit ng
iyong phone.
Dec 3, 2022
How To Build Good Credit
Assuming that you understand the concept and importance of
having a good credit score, the next step you would want to
take is building or improving your credit score.
Dec 3, 2022
Patok Online Business Tips Gamit Ang Cellphone!
Kailangan mo ba ng lakas ng loob at inspiration para subukan
ang business idea mo?
Jan 2, 2023
Laptop Or Tablet?
Kung hindi ka pa rin sigurado kung laptop ba o tablet ang mas
tama para sa student at home na nakaasa sa online learning,
nasa tamang lugar ka. Ang top question: Ano ba ang pinagkaiba
ng laptop at tablet?
Jan 2, 2023
5 Common Pinoy Money Habits That Are Making Your Wallet Suffer
Building your savings is not an easy task. However, it can
become more challenging because of some hard-wired money
habits that are already ingrained in our minds.
Jan 2, 2023
How To Protect My Card Information And Secure my HC Loan
Read this to be well informed, and know how to protect your
card information, and secure your Home Credit Loan.
Jan 2, 2023
Instant Extra Income Gamit Lang Ang Phone
Alam niyo ba na maaari na ring gamitin ang ating mga
smartphone pang-raket?
Jan 2, 2023
Looking For Good Android Alternatives To iPhone Camera?
We’ve lined up budget Android alternatives which have camera
and video capabilities that MIGHT SURPRISE given drastic price
points.
E-Bike On Installment: Maganda Bang Investment?
Magandang investment nga ba ang e-bike? Kung naghahanap ka ng
investment para sa back to office o school, read on to find
out kung worth it ba ‘tong investment.
Jan 2, 2023
Bakit Nga Ba Laging Low Batt Ang Phone Mo?
Isa ka ba sa 9 out of 10 katao na hindi mapakali kapag
nakikitang malapit ng maubos ang battery ng cellphone nila?
Jan 2, 2023
3 Popular Money Saving Challenges in the PH that You Can Try
Whether we want to admit it or not, savings will always be a
big word. But to be successful with this, you need to look
beyond the word and start incorporating a solid strategy that
can make the whole process of saving up easier.
Jan 2, 2023
4 ‘More Benta’ Tips For Online Sellers
Mula bag hanggang polo, sapatos hanggang cellphone – ang
daming iba’t ibang binebenta online na swak sa budget.
Jan 2, 2023
Checklist Ng Mga Legit Lady Boss
Madam, lady boss, CEO, eto ang goals ng mga babaeng ‘di
papapigil at todo ang gigil sa pag-abot ng goals nila.
Jan 2, 2023
Anong Best Setting Para Mas Mababa Ang Konsumo Ng Aircon?
‘Di biro ang init ng panahon. Nakakasakit ng ulo, minsan pa
nakakahilo. Pero paano nga ba makaka-tipid sa paggamit ng
aircon? May tamang setting ba na puwedeng makatulong dito?
Alamin!
Jan 2, 2023
FAQ: Home Credit Products
Saan at paano magbayad ng loan sa Home Credit? Ano ba dapat
ang gawin pagkatapos magbayad?
Jan 3, 2023
Home Credit Loans: What Online Shoppers Need to Know Before
Applying for One
The Internet has become our shoulder to rely on during these
challenging times to keep us informed and entertained at the
same time.
Jan 3, 2023
Naghahanap Ng Smart TV? Ito Ang Wais Tips Para Sa’yo!
Parang naka-jackpot ang buong pamilya ‘pag bagong TV ang
usapan, ‘di ba?
Jan 3, 2023
The “Expectation vs. Reality” Wish List of Online Shoppers
Don’t we all wish online shopping that’s stress-free and will
give us what we deserve for our hard-earned money?
Jan 3, 2023
Paano Gamitin Ang Gadgets Para Iwas Anxiety
Mental health is more than wealth lalo sa oras ng new normal.
Jan 3, 2023
A Guide to Smart Credit Card Shopping
Read this to become a smart shopper when using your credit
card
Jan 3, 2023
Madiskarteng Live Seller Starter Pack
Para sa mga Pinoy na ‘di shy type at naghahanap ng madaling
raket para kumita, patok na patok ang Live Selling!
Jan 3, 2023
5G Phones? Alamin Kung Ano Nga Ba Ito
5G? May bago na naman? Mahal ba? Gimik na naman ba ‘to?
Jan 3, 2023
May Laban Ba Talaga Ang Phone Mo Sa Ulan At Tubig?
Tuwing umuulan, naka tago ka? Alamain natin dito kung
waterproof o water resistant ba ang phone mo, at ano ba ang
pinagkaiba nila?
Jan 3, 2023
Saan Aabot Ang Freelance Funds Mo?
Malaking tulong sa pang araw-araw na gastusin ang freelance
funds natin. Sa dami ng gastusin dapat maging mautak tayo sa
pag gamit nito.
Jan 3, 2023
Super Swak Smartphones Below 10K
In this day and age, smart phones are known to be expensive,
but dod you know that there are many budget friendly options
below 10k? Check them out!
Jan 3, 2023
3 Very Easy Budgeting Tips That Can Help You Achieve Your
Financial Goals
Having financial goals is something everyone should aspire to
have. Contrary to what a lot of people think, these goals
don’t need to be big-time.
Jan 3, 2023
Small Business Sa Bahay? Game Ka Na, Nanay?
Maganda buhay? Start mo na ‘yan bahay, dear nanays! Para sa
mga momshies na gustong makatulong sa pag-taguyod ng pamilya
pero ‘di puwedeng mag-trabaho sa labas, eto ang mga
#SmallBizHacks para sa inyo.
Jan 3, 2023
Hang Na, Bagal Pa! Bakit May Cellphone Upgrade?
Talagang nakaka-bad vibes ang phone na panay ang hang at
mabagal. Hanggang kailan mo ito titiisin? Oras na para mag
upgrade ng phone!
Jan 3, 2023
Five Things to Know When Paying for your Loan
The importance of paying loans are equal to the reason behind
it. Here are a few things you need to know when paying your
loans.
Jan 3, 2023
All The Myths About E-banking Services, Debunked
E-banking has been changing the way we shop and access
services. It lets us monitor our finances easily, pay our
bills with our mobile phones, and do other transactions that
traditionally demanded us to go to a physical store or bank.
Jan 4, 2023
Paano simulan ang emergency fund?
Tuwing mayroong emergency, saan tayo bumubunot ng budget?
Meron ba tayong naitabing ipon para dito? Alamin dito kung
paano simulan ang emergency fund.
Jan 4, 2023
Bakit Nga Ba Panalo Ang iPhone at Apple? Iwas Virus Ba Talaga?
Apple has been dominanting the market for a long time now. Why
has the iPhone been he go to smartphone? Come on, lets see
what makes iPhone the best!
Jan 4, 2023
Why taking chances on sale items will benefit your budget
Don't lie, we get excited when we see that red sign that says
SALE. I mean, who doesn't, but what should we? What is the
benefit of buying sale items?
Jan 4, 2023
Get Your Home Repair On Installment From All Home!
Home repair is essential, especialy to those who experience
hassles cause by a damaged living space. get home repair needs
on installment now!
Jan 4, 2023
Antifraud Alert: Contact Tracing Scam
Surely, a massive amount of contact tracing forms were filled
out during the pandemic. Is it the root of contact tracing
scams? How can we prevent it?
Jan 4, 2023
Gadget-friendly DIY Home Makeover Na Kayang-kaya Mo!
At this point, when we speak of home renovations, lts
important that there is a work around to the appliances you
already have. Are you ready?
Say Hello Sa Mas Mahimbing Na Tulog
Sa dami ng problema dulot ng ating mga pangangailangan,
nakakatulog pa ba kayo ng mahimbing? Basahin ito from complete
sleep!
Jan 4, 2023
Say YES to cashless!
As we progress into the new normal, one of the many new things
is cashless payment. Is it good? Is it safe? Why did it become
so preferable?
Jan 4, 2023
Life Hacks habang Naka-Work From Home
Working at home has become the most popular work lifestyle in
the recent years. Work from home has proven to be convenient
to Filipinos, but why?
Jan 4, 2023
Paano Mag-pose Para Mas Slim Ka
Bagong gupit, ang ganda ng make up, nakapag pa mani-pedi pa!
Share kaya natin ito sa socials natin? Kaso, ano nga ba gawin
ang perfect pose para sa camera?
Jan 4, 2023
QUIZ: Which gaming phone is best for your budget and other
specs?
As an aspiring mobile gamer, the most essential tool would be
the phone itself. Which one is the best gaming phone? Which
one meets our standards?
Jan 4, 2023
Wais Ways Para Malayo Ang Abutin Ng Budget Mo
Kaka-swedlo lang, at magaganda nanaman at ating mga ngiti.
Ngutin pano nga ba natin gagawan ng paraan para malayo ang
marating ng ating budget?
Jan 4, 2023
Long-term Effects of Pampering Yourself
Self love has been practiced through out many years, and im
pretty sure that there are long-term effects from the years of
pampering yourself.
Latest Videos
Back-to-School Throwback Acer-an!
https://www.youtube.com/embed/nQIO9DEJeV8
Para Sa Life feat. Moira Dela Torre for Home Credit
https://www.youtube.com/embed/w24boCuHLZU
CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.