Mag-Shopping na Gamit ang Home Credit Online Installment!
A fast and easy way to shop online using secure installments

Shop online sa aming exclusive partner merchants!
I-check out mo na ang gusto mong product with a minimum worth of PHP 3000.

Choose your preferred loan term—with no downpayment required!
Pay in light and easy installments na pwede mong bayaran from 9 to 24 months! No downpayment required for eligible customers.

Apply and get approved ONLINE!
E-sign your installment loan contract via My Home Credit App, wait for email confirmation from merchant, and get your product via delivery or store pick-up!
Remember these steps when you shop online using HC online installments!
1. Mag-sign ng Loan Contract sa App
Pirmahan ang iyong kontrata sa My Home Credit App through OTP verification. 'Wag kalimutang basahin at unawain ang loan documents at agreed terms and conditions.
2. Antayin ang confirmation ng merchant
I-check ang iyong email para sa loan approval, kasabay ng receipt at final confirmation sa loob ng 24 hours. Kung wala ka pang natatanggap na confirmation, contact Home Credit Customer Support.
Frequently Asked Questions
Online Installments offer a fully digital end-to-end loan journey for Home Credit customers to purchase high ticket products from partner merchants with flexible payment terms up to 24 months
Online Installments are currently available for existing Home Credit customers. You may receive an offer via call, SMS, or email, or log in to the Home Credit App to see if you are eligible for an offer. If you are eligible, you can proceed with your application.
You will receive an SMS notification after submitting your application.
Up to ₱60,000 limit available for Online Installments, depending on customer eligibility and credit evaluation.
Monthly interest rate for Online Installments will be applied, which may vary based on preferred amount and term. Actual rate will be stipulated in the loan agreement.