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Apply for a loan, find the best deals, buy load and pay bills
- it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
Enjoy Hassle-Free Payments
Pay your loans or credit card using any of your debit cards from
Visa Card and MasterCard, plus your online accounts from BPI and
UnionBank.


* Payments made online reflects on our system in a span of minutes.
You will receive an SMS notification once we receive your staggered
payments.
By checking the box, you agree to the
Privacy Policy of Home Credit Philippines.
How To Apply
Online Enrollment
BPI
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Online Enrollment
Metrobank
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Online Enrollment
UnionBank
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Online Enrollment
Security Bank
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Online Enrollment
PNB
Learn more
Online Enrollment
BDO
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Online Enrollment
RCBC
Learn more
Online Enrollment
BDO Network Bank
Learn more

Convenient payment methods
Pay Over-The-Counter
We’re right where you are! Pay your loan installment from
any of our 39,000+ payment partner channels nationwide.

Online Payment Channels
Experience the convenience of paying your Home Credit loan
through our online payment partners for secure and
hassle-free payments, anywhere you are.
Categories:
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Frequently Asked Questions
How will I know if the payment was received?
You will receive a notification SMS as a receipt of your
over-the-counter or online transfer payment in a matter of
minutes. You may view your posted payments conveniently using
our My Payments web portal or My Home Credit App.
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How do I check my remaining balance and remaining months left
in my account?
You can stay up to date on your account through: My Home
Credit App 1. Download and register to the app 2. Log in 3.
Select ‘My Account’ My Payment Portal 1. Visit our website and
go to My Payment Portal 2. Scroll down and look for Sign in to
My Payment 3. Enter your Loan Account Number and Date of Birth
4. Click Log Me In
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How can I keep track of my monthly statements?
You can easily keep track of your monthly statements in My
Home Credit App. For loan customers, you can also login via
our website. For credit card customers, you can also check the
monthly statements we send to you via your registered email
address.
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Where can I pay my Home Credit loan or credit card?
For real-time posting of payment, you may pay your Home Credit
loan or credit card in the following payment channels: [Auto
Debit Arrangement](/pay-loans/auto-debit-arrangement) - BPI -
Metrobank - RCBC - BDO - Unionbank - Security Bank - PNB Over
the counter/Online Payment: - Maya - Shopee - Palawan Express
- 7eleven - USSC - Touchpay - ECPay Branches - Bayad Center -
Mlhuillier - Cebuana Lhuillier - SM Bills Payment
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How will I know if I’m eligible for the Gift Payment promo?
Kindly check your contract to know if you are eligible for
this promo. To maintain eligibility, your account should not
have any late payments. If you availed of a grace period in
relation to the Bayanihan Act, the accrued interest must also
be paid on time. Make sure to pay on time based on your
monthly installment schedule and your Gift Payment will be
automatically posted on your account at the end of your loan
term.
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