Chat with us (Cash Loan)
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Cash loan - V2.0
Already a Home Credit customer?
Start your cash loan journey & try a quick computation now.
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New to Home Credit loans?
New customers will need to avail of our product loan to
become eligible for our cash loans online.
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The flexible cash loan for you
Here's why it's worth getting a quick cash loan here!
Fast loan approval
Get cash loans online, disbursed in 1 minute
Fast, safe, and convenient loan processing!
90% of loans online, completed digitally
Loan from Php 3,000 to Php 150,000
Flexible loan amounts for your cash needs!
Loan payment from 6 months to 60 months
Flexible, hassle-free loan terms for your peace of mind!
Filipino Citizen
Loan applicant must be a Filipino citizen, age 18 - 68 years old.
Primary and Secondary IDs
List of Valid IDs
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A simple loan claiming process
Ready To Get A Cash Loan?
To get our cash loan, check if you're eligible to borrow money. Once
you receive an SMS confirmation, you can claim your online cash loan
through two easy steps.
Bank Transfer
Credit your cash loan straight to your own bank account.
View our list of partner banks to find the one nearest to
you.
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Cash Pick-Up
Claim your cash loan at any of our partner stores for free.
Check the list to find the branch nearest to you.
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Things To Remember
Bring one (1) Valid ID with a valid address and your reference
number if you will claim your cash loan at our disbursement
partners.
Your cash loan contract will be cancelled if not claimed within
seven (7) days. Claim your cash loan as soon as possible.
Pay the way you want to for cash loans
How To Pay Your Online Loan
Looking for the most convenient way to pay online cash loan
installments? You can use any of these easy cash loan payment
methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and
let us automatically process your cash loan payments. Never
miss a due date again for your cash loan!
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Pay On The Mobile App
Whether its a product loan or cash loan — we’ve got you
covered. Download the My Home Credit app to pay your cash
loan through your phone.
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Pay On The Website
Pay your cash loan online through the Home Credit website.
Use your Mastercard or Visa debit card, BancNet ATM card,
UnionBank account, or BPI account.
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Pay Over-The-Counter
Pay your cash loan offline through our payment partner
stores nationwide. You can check the cash loan payment
schedule and location of our payment partners here:
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How will I know if I am qualified to apply for a Cash Loan?
Log in to the My Home Credit App to see if you are eligible for a
Cash Loan offer. You will also receive an offer via call, SMS, or
email.
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My application for a Cash Loan was rejected. Can I apply again?
Yes. You can only apply again once you receive another Cash Loan
offer from Home Credit.
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How do I apply for a Cash Loan after I receive an offer?
There are three easy ways to apply: 1. Download and log in to [My
Home Credit App](http://bit.ly/2HE81FS). 2. Visit one of our
[partner stores](/about-us/our-partner-stores/). 3. Call the Home
Credit hotline indicated in the SMS/Email/Push Notification offers.
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What is the monthly interest rate that will be applied to my Cash
Loan?
The monthly interest starts at 1.83% add-on rate, depending on the
loan amount and term you will choose. Please also take note add-on
rates applied to your loan will differ per customer.
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How will I know if my Cash Loan application is approved?
Find out if you're approved in as fast as 1 minute! If you apply via
[My Home Credit App](http://bit.ly/2HE81FS), you’ll receive a
notification after submitting your application. If you apply via
phone or our partner store, you’ll receive an SMS notification.
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.