Chat with us (Cash Loan)
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Cash loan - V2.0
New to Home Credit loans?
New customers will need to avail of our product loan to
become eligible for our cash loans.
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Already a Home Credit customer?
Check if you've unlocked your cash loan offer using the My
Home Credit app.
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Test
Whether its a product loan or cash loan — we’ve got you
covered. Download the My Home Credit app to pay your cash
loan through your phone.
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https://www.youtube.com/embed/Dnkcg86_2bQ
The flexible cash loan for you
Our online loan can give you the cash support you need, when you
need it. Here's why it's worth getting!
Fast loan approval
Get cash loans disbursed in 1 minute!
Fast, safe, and convenient processing!
90% of loans completed digitally
From Php 3,000 to Php 150,000
Flexible loan amounts for your cash needs!
From 6 months to 60 months
Flexible plans for your peace of mind!
Filipino Citizen
Must be a Filipino citizen, age 18 - 68 years old.
Primary and Secondary IDs
List of Valid IDs
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A simple claiming process
Ready To Get A Cash Loan?
Check if you are eligible. Once you receive an SMS confirmation, you
can claim your online cash loan through two easy steps.
Bank Transfer
Credit your cash straight to your own bank account. View our
list of partner banks to find the one nearest to you.
See List of Partners Stores
See List of Banks
Cash Pick-Up
Claim your cash at any of our partner stores for free. Check
the list to find the branch nearest to you.
See List of Partners Stores
See List of Banks
Things To Remember
Bring one (1) Valid ID with a valid address and your reference
number if you will claim your cash through cash pick up at our
disbursement partners.
Your Cash Loan contract will be cancelled if not claimed within
seven (7) days.
Pay the way you want to
How To Pay Your Online Loan
Looking for the most convenient way to pay online cash loan
installments? You can use any of these easy payment methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and
let us automatically process your cash loan payments. Never
miss a due date again!
See List of Partners Stores
See List of Banks
Pay On The Mobile App
Whether its a product loan or cash loan — we’ve got you
covered. Download the My Home Credit app to pay your cash
loan through your phone.
See List of Partners Stores
See List of Banks
Pay On The Website
Pay your cash loan through the Home Credit website using
your Mastercard or Visa debit card, BancNet ATM card,
UnionBank account, or BPI account.
See List of Partners Stores
See List of Banks
Pay Over-The-Counter
Pay offline through our payment partner stores nationwide.
You can check the schedule and location of our payment
partners here.
See List of Partners Stores
See List of Banks
How will I know if I am qualified to apply for a Cash Loan?
Log in to the My Home Credit App to see if you are eligible for a
Cash Loan offer. You will also receive an offer via call, SMS, or
email.
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My application for a Cash Loan was rejected. Can I apply again?
Yes. You can only apply again once you receive another Cash Loan
offer from Home Credit.
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How do I apply for a Cash Loan after I receive an offer?
There are three easy ways to apply: 1. Download and log in to [My
Home Credit App](http://bit.ly/2HE81FS). 2. Visit one of our
[partner stores](/about-us/our-partner-stores/). 3. Call the Home
Credit hotline indicated in the SMS/Email/Push Notification offers.
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What is the monthly interest rate that will be applied to my Cash
Loan?
The monthly interest starts at 1.83% add-on rate, depending on the
loan amount and term you will choose. Please also take note add-on
rates applied to your loan will differ per customer.
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How will I know if my Cash Loan application is approved?
Find out if you're approved in as fast as 1 minute! If you apply via
[My Home Credit App](http://bit.ly/2HE81FS), you’ll receive a
notification after submitting your application. If you apply via
phone or our partner store, you’ll receive an SMS notification.
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.