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Visa Gold Card

Discover how easy life can be with Home Credit Card

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Enjoy Premium Services—Powered by Your Card

  • Earn up to 10% worth of loyalty points, redeemable as cashback!
    Earn up to 10% worth of loyalty points, redeemable as cashback!
  • Shop and pay securely with 3D Secure
    Shop and pay securely with 3D Secure
  • Stay protected against loss, theft, or fraud
    Stay protected against loss, theft, or fraud
  • Borrower Protection included
    Borrower Protection included
  • Enjoy special deals and promos every month
    Enjoy special deals and promos every month
Download the App

We are Partnered with Thousands of Stores Nationwide!

Shop what you need at thousands of partner stores—now made easier and more flexible with Home Credit.

Get Started with your Home Credit Card

Master all the features of your Home Credit Card with our easy-to-follow guides

Activate Credit Card

Got your Home Credit Card?

Activate now!

Log in to the Home Credit App, tap “Activate New Card,” and enter the last 4 digits from your physical card to activate it. icon

Log in to the Home Credit App, tap “Activate New Card,” and enter the last 4 digits from your physical card to activate it.

Input the required details, as seen in your Home Credit card.  icon

Input the required details, as seen in your Home Credit card. 

Verify and set up your PIN. icon

Verify and set up your PIN.

Start using your Home Credit Card!  icon

Start using your Home Credit Card! 

Download the App
Pay Bills

Pay bills with no added fees and set payment reminders! 

Tap the ‘Pay Bills’ icon in your Home Credit App. icon

Tap the ‘Pay Bills’ icon in your Home Credit App.

Choose from the categories and billers. icon

Choose from the categories and billers.

Enter billing details and confirm payment. icon

Enter billing details and confirm payment.

Download the App
Buy Loads

Buy load for all networks. No added fees!

Tap the ‘Buy Load’ icon in your Home Credit App. icon

Tap the ‘Buy Load’ icon in your Home Credit App.

Select a load category and network provider icon

Select a load category and network provider

Enter the mobile number and select the desired load offer. icon

Enter the mobile number and select the desired load offer.

Download the App
Redeem Success

Turn your Loyalty Points into cashback! 

Go to the Home Credit App > ‘My Products’ and tap your Credit Card account.  icon

Go to the Home Credit App > ‘My Products’ and tap your Credit Card account. 

Scroll down to ‘Loyalty Points’ and tap ‘Available Points’.  icon

Scroll down to ‘Loyalty Points’ and tap ‘Available Points’. 

Enter amount to redeem (must be a minimum of 50 points, in increments of 10).  icon

Enter amount to redeem (must be a minimum of 50 points, in increments of 10). 

Download the App
Scan t Pay

Scan to pay easily via QR Ph! 

Select the ‘QR Scanner’ icon in your Home Credit App. icon

Select the ‘QR Scanner’ icon in your Home Credit App.

Scan the QR Ph code of the merchant and enter the amount to pay. icon

Scan the QR Ph code of the merchant and enter the amount to pay.

Review details then tap ‘Confirm’. icon

Review details then tap ‘Confirm’.

Download the App
download app

Get the Home Credit App! 

Shop for your favorite brands, apply for loans, pay bills, and more with Home Credit app. 

Download the App

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