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Home Credit App
Instant Online Loans Made Easy With The Home Credit App
Apply with one valid ID and get an online loan as quick as 1 minute.
https://play.google.com/store/apps/details?id=ph.homecredit.myhomecredit&referrer=utm_source%3Dwebsite%26utm_medium%3Dgoogle-play-button%26utm_content%3Ddownload%26utm_campaign%3Dwebsite-downloads
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The best of Home Credit, now in your hands
The Online Loan App For You
The Home Credit loan app empowers millions in the Philippines. Enjoy affordable loans with our low interest rate. Easily apply for a flexible loan, no credit card or collateral needed! Join millions of satisfied customers who have tapped us for their financial needs.
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Loan Application

Instantly apply for loans

With the Home Credit online loan app, getting your dream gadget or appliance is now easier than ever! Simply download the app and do the loan application process from the comfort of your own home. Get flexible loan deals on gadgets from over 10,000 partners nationwide.
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Loan Management

Manage your loans with ease

Managing your loan now gets easier with our online loan app. Keep track of your loan terms, installments, due dates, and loan documents all in one place. With the app, you can easily stay on top of your loans and avoid missed payments.
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Home Credit Marketplace

Browse and buy with a few taps

Browse and buy the latest gadgets and appliances! Get details about the latest phone models, specs, prices, and the nearest partner stores. All these with just a few taps of our online loan app, anywhere in the Philippines.
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Buy Load, Pay Bills, and Pay with QR

Pay hassle-free, on the go

Aside from getting loans online, the Home Credit app can be used by Qwarta and Home Credit Card customers to buy load, pay bills for over 200+ billers, and purchase everyday items via QR. Buy on installment every day, on the go. Repay with auto-debit using just our app and your bank account.
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Home Credit Qwarta

Buy now, pay later

Buy now and pay later at any of our partner stores when you use Qwarta, available through our online loan app. You can also use Qwarta for your load purchases and bill payments! Repay without worrying about big processing fees.
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Financial Literacy

Tap us for money tips

As the trusted loan app in the Philippines, we keep you updated on the latest gadget deals and financial advice! Simply check out Wais articles on the Home Credit online loan app. We're the app to tap when it comes to 0% installments and other money tips.
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###### Apply for a loan, find the best deals, buy load and pay bills - it's all here! ## Start your Home Credit journey today! ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) Avail a Product Loan at 0% interest terms or discounts up to 50% ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) Get pre-approved in 1 minute and pay flexible terms up to 18 months ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) View your loan details. Track and schedule your payments at home ###### Experience pocket power at your fingertips. Download the Home Credit App and start browsing your 0% interest deal!
https://play.google.com/store/apps/details?id=ph.homecredit.myhomecredit&referrer=utm_source%3Dwebsite%26utm_medium%3Dgoogle-play-button%26utm_content%3Ddownload%26utm_campaign%3Dwebsite-downloads Group 238@2x.png
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Exciting features for you!
Shop for Load for Different Networks
Shop for Load for Different Networks
Top-up with zero hassle. Buy prepaid load directly from the app.
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Easily Manage Loans
Easily Manage Loans
See your loan amount and know your due date. Plan ahead with your payment schedule, be it 24, 12, or 6 months.
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Read Tips and Stories
Read Tips and Stories
Get the inside scoop for all the products that you love, get tips on how to use the latest gadgets, and more!
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Pay Utility Bills
Pay Utility Bills
Skip the lines and pay for utility bills in the comfort of your own home.
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Seamless Online Shopping
Seamless Online Shopping
Shop and tap-to-pay online via Home Credit Pay! Enjoy installment deals and minimal interest rates.
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New features coming soon!
New features coming soon!
We are releasing new features regularly! Watch out for our app updates!
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.
What We Offer?
Cellphone Installments
Product Loans
Cash Loans
Qwarta
Credit Card
How To Pay With Home Credit?
Pay With QR
Shop Online
Pay Bills
Buy Load
Pay With Qwarta
For Customers
FAQs
Privacy Notice
Terms and Conditions
Share Feedback for the Website
About Home Credit
Corporate
Merchant Partners
Our Offices
Careers
©2023 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.