Get it with 
Home Credit

Turn your wishlist into reality—shop now, pay later.​
Let’s see if you’re ready – just a quick check!

loading

12 million customers and counting! Not just a flex—it’s a movement.

Easy shopping. Smart spending.​
#GetItwithHomeCredit

Your Go-To Guide 💡

  • 4.8 iOS - 83K reviews
    4.8 iOS - 83K reviews
  • 4.8 Android - 245K reviews
    4.8 Android - 245K reviews

Why 12 Million Customers Trust 
Home Credit?

Find out what our millions of Home Credit App users have to say about their online loan experience!

Very quick application process. I just waited for few minutes after providing my details. got 0% interest from the item I got, hopefully home credit will continue improving their service product like lowering interest.

Cheril - July 2025

Great app.,helps me a lot especially when I'm out of budget and has something to buy.you can rely on them and they can give you the right terms for your payment.thanks Home Credit❤️

- Romart - July 2025

I have good communication with customer service and their agents. Home Credit has really helped me a lot.. First was a cellphone and when I became a good payer,They offered a cash loan.Home Credit is easy to talk to, especially if you pay on time. If you are a good payer, they will give you many offers. Thank you so much HC 😉

Yan - June 2025

One of the greatest app if not the best. Lower interest of 4%.The good thing is if you are able to pay earlier than your due date. The interest charge will be given back to your account. You can actually use the amount to pay bills and but prepaid loads and not just limited to buying grocery items or department stores. One of its good points( qwarta app). Kudos. Hoping for more.....thank you.

Ed - May 2025 

Get the Home Credit App! 

Shop for your favorite brands, apply for loans, pay bills, and more with the refreshed Home Credit app.