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Marketplace

Learn how to shop for your dream item via Marketplace
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FAQ

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Simply download the My Home Credit App or go to Marketplace to start browsing our offers. To apply, you only need one valid ID, and the entire process takes only two minutes!
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Your down payment amount can be checked in the product details. For other payment options, you can discuss with our Sales Associate (SA) upon going to the store.
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Interest rates vary depending on your chosen product or offer. Make sure to review the product details before proceeding with your loan application.
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From the latest smartphones, laptops, home appliances and furnitures, Marketplace is home to the best of the best products from all-authorized stores nationwide.
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Installment shopping in Home Credit Marketplace gives you the flexibility to own your dream product without paying the full price in just one transaction!
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You have the option of availing for a mobile and non mobile commodity from 6 to 24 months. However, this will depend on the available loan terms for the specific item.
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There are many reasons why a product loan application could get cancelled. If you wish to know more on your cancelled application, you can call our customer support to ask more questions: (02) 7753-5711 (Globe) or (02) 8424-6611 (PLDT) Customers whose application got cancelled can apply again anytime via My Home Credit App.
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No, only authentic products from the biggest brands in the market are allowed to be sold in the catalog.
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Finding a product in Home Credit Marketplace is easy as clicking on the search bar or filters to find the product you want. If you still cannot find it, we probably don’t have this item yet. But don’t worry - we’re adding new products everyday!
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Filipinos aged 18-68 years old who are employed or self-employed for at least three months can avail a Home Credit Product Loan. If unemployed, you must be supported with a pension or regular remittance.
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Review your product and loan details and go to your chosen store to complete the application. Don't forget to bring your valid ID!
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There are various reasons why your product loan application could get rejected. If your application is rejected, you will need to wait for 3 months before applying again.
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Yes, you can check for available bundle options at our partner stores near you.
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We only provide in-store pick-up at the moment, however you can ask your preferred merchant for available delivery option. Stay tuned for our delivery service coming soon!
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Once your application is pre-approved, pick-up instructions will be sent via app. You only have maximum 14 days to complete application so make sure to visit your chosen store!
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There are many reasons why a product loan application could get rejected. If your application got rejected, you can re-apply after 3 months from the date of application.
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You have the option to pay via installments (product loan) or straight cash (at the store).  If you wish to pay in installments, simply select an item, fill out the application form, and go to your selected store to finish the purchase with a Home Credit Sales Associate (SA).
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You can pay in straight cash over the counter to our payment partners nationwide. For more details click [here](/payments/).
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You may either pay via: - My Home Credit App - Home Credit Website - Payment Partners (such as Maya, Shopee, Palawan Express, USSC, and 7eleven) Know more about our payment channels [here](/payments/howandwheretopay).
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You may view your loan details and payment information anytime online on the [My Home Credit App](https://goo.gl/3zhHsU).
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Lost and stolen items are not covered by insurance and you will still pay the whole amount, whilst defective items must be assessed at our partner store first before we proceed to refunding.
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Tutorials

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How to pay in store
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How to pay online using your Home Credit Card
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How to pay for your Home Credit Card bill
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How to pay cash loan
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How to pay consumer loan
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How To Pay Online Using Your Home Credit Card
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How To Pay Online Using Your Home Credit Card
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How To Pay Online Using Your Home Credit Card
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How To Pay Online Using Your Home Credit Card
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Test PDF
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TEST
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How To Pay In-Store
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How To Pay Online Using Your Home Credit Card
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How Do Rebates Work?
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How to pay your utility bills online with Home Credit Card
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How to pay for your groceries with Home Credit Card
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How to pay in gas stations with Home Credit Card
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How to check real-time transactions
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How to change your PIN
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How to temporary block your card
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How To Pay for Your Home Credit Card Bill?
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How To Unblock Your Card
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Additional Resources

Want more info? Find out more by downloading these documents.
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Card Terms & Conditions
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Dispute Form
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Fees & Charges
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Rebate Terms & Conditions
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Card Terms & Conditions
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Card Terms & Conditions
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Card Terms & Conditions
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Card Terms & Conditions
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Fees & Charges
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Fees & Charges
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Certificate of Registration (COR)
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Certificate of Business Name Registration (DTI/SEC)
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Partner Doc 2
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Business Permit
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Secretary's Certificate / Special Power of Attorney
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Partner Resource Doc 1
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Partner Resource Doc 2
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Partner Resource Doc 3
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Partner Resource Doc 4
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Partner Resource Doc 5
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Partner Resource Doc 6
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Test Document 1
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Test Document 2
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POS General T&C
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Cash Loan
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HC Pay
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Retailer's Valid Government ID
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Store Manager's Valid ID
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POS Photo
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Cash Loan May 2019
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Data Privacy Agreement (Corporation)
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Data Privacy Agreement (Sole Proprietorship)
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Home Credit Pay QR Payment (General Terms and Conditions)
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Home Credit Pay Payment Gateway (General Terms & Conditions)
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Home Credit Pay QR and Online Payment Gateway (Application for Merchant Cooperation)
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ALDI Dealership Cooperation Agreement (General Terms & Condition for GOODS ONLY)
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ALDI Dealership Cooperation Agreement (General Terms & Condition for GOODS and SERVICES)
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Non-ALDI Dealership Cooperation Agreement (General Terms & Condition for GOODS ONLY)
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Non-ALDI Dealership Cooperation Agreement (General Terms & Condition for GOODS and SERVICES)
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Cash Loan Jun 2021
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Cash Loan Oct 2018
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Loan Agreement
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T&C 2015
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POS May 2019
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POS June 2021
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POS Oct 2018
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POS Loan Agreement
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POS Specific T&C
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POS 2015
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Qwarta T&C
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Credit Card T&C
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Credit Card Dispute
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Credit Card Rebate
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Online Portal
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###### Apply for a loan, find the best deals, buy load and pay bills - it's all here! ## Start your Home Credit journey today! ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) Avail a Product Loan at 0% interest terms or discounts up to 50% ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) Get pre-approved in 1 minute and pay flexible terms up to 18 months ###### ![Group.svg](https://azolhcphwebsitestorage01.blob.core.windows.net/hcph-website/assets/Group_a2261b457f.svg) View your loan details. Track and schedule your payments at home ###### Experience pocket power at your fingertips. Download the Home Credit App and start browsing your 0% interest deal!
https://play.google.com/store/apps/details?id=ph.homecredit.myhomecredit&referrer=utm_source%3Dwebsite%26utm_medium%3Dgoogle-play-button%26utm_content%3Ddownload%26utm_campaign%3Dwebsite-downloads Group 238@2x.png
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.
What We Offer?
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How To Pay With Home Credit?
Pay With QR
Shop Online
Pay Bills
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For Customers
FAQs
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©2022 All Rights Reserved. Home Credit Philippines, Inc. Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.