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Apply for a loan, find the best deals, buy load and pay bills -
it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
Pay over-the-counter through stores near you for easy payments
Pay your Home Credit loans over the counter by visiting any of our
partner stores. For a hassle-free payment, fill out the form and let a
representative assist you. We're ready to assist you over the counter
for your Home Credit loan!
View Payment Channels
Online Enrollment
7-Eleven
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Online Enrollment
Palawan Express
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Online Enrollment
USSC
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Online Enrollment
Touchpay
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Online Enrollment
Asia United Bank
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Online Enrollment
Cebuana
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Online Enrollment
Mlhuillier
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Online Enrollment
SM Bills
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Online Enrollment
UnionBank OTC
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Online Enrollment
RCBC OTC
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Online Enrollment
BDO OTC
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Online Enrollment
Bayad Center
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Online Enrollment
Digipay
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Online Enrollment
Villarica Pawnshop
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Online Enrollment
Truemoney
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https://www.youtube.com/embed/Dnkcg86_2bQ
3 Easy Steps
How do I pay over-the-counter?
Step 1
Visit preferred store
Visit your preferred over-the-counter store. We have 39,000+
partners nationwide.
Step 2
Fill out the form
Fill out the payment form at your preferred store with “Biller
Name” as “Home Credit” and other required details. Submit the
form to the partner store staff or teller.
Step 3
Payment successful!
Collect your receipt from the representative, then recheck the
details. If everything is in order, you have successfully
completed your Home Credit payment. Payment transaction will
reflect on the My Home Credit App within 24 hours.
Mobile app download red
https://www.youtube.com/embed/Dnkcg86_2bQ
Things To Remember
Online Payment Guidelines
Follow these guidelines for settling your installments via online
payment
Loan Account Number
Loan Account number as stated in the Payment Schedule shall be
used as reference number to ensure that payment will be posted
on the right contract.
3 Days Ahead
To prevent any unnecessary delays and due to standard payment
processing time it is recommended that payments are made 3
days before the due date
Transactions Fee
When making a payment in certain payment channels, the
customer shall pay applicable transaction fee, if there’s any.
Direct payments to Home Credit have no processing fee.
Retain Receipts
Customers are advised to retain receipts until payment for the
loaned amount is completed. When paying to Field Officer,
always ask for payment receipt
Check Your Payment Schedule
Check payments or any other modes of payment not indicated in
your payment schedule will not be accepted
Early Repayment Options
Partial Early Repayment
Full Early Repayment
Frequently Asked Questions
What are the mode of payments available?
We have a lot of payments channels that you can choose from
where we accept cash and online payments. For cash payments, you
may pay through Palawan Express, 7eleven, USSC, Touchpay, ECPay
Branches, Bayad Center, Mlhuillier, Cebuana Lhuillier and SM
Bills Payment. For Online Payments can be paid thru Maya,
Shopee, PalawanPay, Unionbank, BDO and RCBC Online Banking and
Debit Cards via [Home Credit website](/pay-loans) or [My Home
Credit App](http://bit.ly/2HE81FS)
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What are transaction fees and why do I need to pay it?
Transaction fees are minimal charges from our payment partners.
For real-time payment posting partners like Maya, Shopee,
Palawan Express, 7eleven, USSC, Touchpay, ECPay Branches, Bayad
Center, Mlhuillier and Cebuana Lhuillier transaction fee is
P15.00. For SM Bills payment transaction fee is Php13.
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Are there any hidden charges?
There are no hidden charges. All payments and fees are included
in the disclosure form.
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Will you accept payment from a 3rd party on my behalf?
Yes, anyone can pay on your behalf as long as they have your
loan account number and account name.
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What do I write for biller/account name?
Home Credit or HC Consumer Finance
Was this helpful?
CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.