Shop and ride easy with EMCOR Credit Card

EMCOR is one of Home Credit's partner retailers in the Philippines, offering appliances, gadgets, furniture, motorcycles, and various other products across the Visayas, Mindanao, and Palawan regions.

Individuals aged 18 to 68 years old may apply for the card, provided they meet the minimum requirements, including:

• One (1) valid government-issued ID with address
• Proof of income, such as: 
• Payslip
• Certificate of Employment (COE)
• SSS/GSIS Contribution Records
• Electricity Bill

The card offers 0% interest when the outstanding balance is paid in full on or before the due date. If the balance is not paid in full, a 3% monthly interest rate will be charged on the remaining unpaid balance. 

The Monthly Membership Fee is ₱200 per month, which already includes Card Protection coverage. For eligible cards, this fee may be waived if the required monthly spending condition is met. 

Since it is a Visa card, you can use it at EMCOR stores and any merchant (nationwide and worldwide) that accepts Visa payments. You can also use it for QR Ph payments through the Scan-to-Pay feature.

Once approved, your card is typically delivered:

• Within 5 working days for Metro Manila addresses
• Within 10 working days for provincial addresses

The card's Card Protection benefit is automatically included in the ₱200 monthly membership fee. To learn more about the coverage, eligibility requirements, and claims process, customers may follow the steps on how to file a claim or contact Home Credit Customer Service for assistance.

Home Credit Hotline
(02) 7753 5711 (Globe)
(02) 8424 6611 (PLDT)