Aling Puring Card

Shop and ride easy with EMCOR Credit Card

Up to₱100,000 Credit Limit
0% Interest Rate*
5% Rebate ₱500 cap in first 30 days

Discover how easy life can be with EMCOR Credit Card

Here’s how to get the EMCOR Credit Card by Home Credit

(Subject to Credit Approval)
Look for Home Credit at EMCOR stores icon

Look for Home Credit at EMCOR stores

Visit the nearest EMCOR store and talk to our Home Credit sales associate.​

Sign your contract if approved ​ icon

Sign your contract if approved ​

Once activated, you can start using your EMCOR Credit Card for shopping!​

Activate your card in the Home Credit app​ icon

Activate your card in the Home Credit app​

Once activated, you can use it instantly for your purchases at EMCOR or anywhere!

Frequently Asked Questions about the EMCOR Credit Card

EMCOR is one of Home Credit's partner retailers in the Philippines, offering appliances, gadgets, furniture, motorcycles, and various other products across the Visayas, Mindanao, and Palawan regions.

Individuals aged 18 to 68 years old may apply for the card, provided they meet the minimum requirements, including:

  • One (1) valid government-issued ID with address
  • Proof of income, such as: 
  • Payslip
  • Certificate of Employment (COE)
  • SSS/GSIS Contribution Records
  • Electricity Bill

The card offers 0% interest when the outstanding balance is paid in full on or before the due date. If the balance is not paid in full, a 3% monthly interest rate will be charged on the remaining unpaid balance. 

The Monthly Membership Fee is ₱200 per month, which already includes Card Protection coverage. For eligible cards, this fee may be waived if the required monthly spending condition is met. 

Since it is a Visa card, you can use it at EMCOR stores and any merchant (nationwide and worldwide) that accepts Visa payments. You can also use it for QR Ph payments through the Scan-to-Pay feature.

Once approved, your card is typically delivered:

  • Within 5 working days for Metro Manila addresses
  • Within 10 working days for provincial addresses

The card's Card Protection benefit is automatically included in the ₱200 monthly membership fee. To learn more about the coverage, eligibility requirements, and claims process, customers may follow the steps on how to file a claim or contact Home Credit Customer Service for assistance.

Home Credit Hotline
(02) 7753 5711 (Globe)
(02) 8424 6611 (PLDT)

EMCOR Card Front

Enjoy exclusive services—Powered by your card

Earn more with every transaction on the Home Credit app icon

Earn more with every transaction on the Home Credit app

  • Enjoy up to P500 cashback on the first month using QR or card.
  • Earn 3% points for load purchases.
  • Earn 2% in points on dining or transport voucher purchases.
  • Earn 10% points on Grab voucher purchases.
Zero fees on bill payments icon

Zero fees on bill payments

Enjoy ₱0 convenience fee when you pay bills via the Home Credit app

Unlock rewards and exclusive offers icon

Unlock rewards and exclusive offers

Access special promos, discounts and EMCOR deals with every use

 Enjoy full protection with your EMCOR credit card icon

Enjoy full protection with your EMCOR credit card

Claim a complimentary protection coverage card for your peace of mind, including:
 

  • Card Protection
  • Life & Accident Insurance
  • Hospital Cash Benefit
  • Unlimited Medical Teleconsultation
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