July 15 to September 15, 2024 July 15 to September 15, 2024

Get up to P100 rebate when you use your Home Credit Card

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Step 1

Shop anywhere with your Home Credit Card

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Step 2

Spend a minimum of Php 500

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Step 3

Receive your rebate

Promo Mechanics and Conditions

The promo is open to targeted Home Credit Cardholders who received a communication offer from Home Credit via its media channels (SMS, Push Notification, Email, Viber, and In-App Banner.

Mechanics:

1. The promo is open to targeted Home Credit Cardholders who received a communication offer from Home Credit via its media channels (SMS, Push Notification, Email, Viber, and In-App Banner).

2. Promo will run from July 15 to September 15, 2024.

3. Targeted Home Credit Cardholders are eligible to get a 10% rebate or up to P100 on their first card transaction within the promo period.

4. Promo is valid for one-time use only.

5. The rebate reward will be credited to the cardholder’s credit card account on the following schedule:

Transaction Crediting of Rebates
July 15, 2024 to August 15, 2024 August 28, 2024
August 16, 2024 to September 15, 2024 September 27, 2024

6. Cancelled or disputed transactions are not eligible for the promo rebate.

7. The offer cannot be exchanged for cash or other products. The rebate is non-transferable.

8. By joining this promo, the cardholder confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions.

9. Home Credit Cardholders whose accounts become delinquent, are terminated, or closed within the promo duration are disqualified from the promo. The credit card account must be active at the time of crediting to receive the rebate.

10. HCPH reserves the right to cancel transactions of accounts that are proven to be invalid or fraudulent (i.e. abuse of system).

11. HCPH reserves the right to vary these terms & conditions with prior approval of DTI.

1. Customer’s account must be in good credit standing to be eligible for the promo.

2. The Credit Card Rebate (CCR) terms and conditions apply.

3. Home Credit reserves the right to disqualify customers from availing of this promotion if proven to have committed acts of fraud or have violated existing policies on credit and subscription.

4. In case of dispute in respect of but not limited to the Cardholder's eligibility, coverage of dates, or fulfillment, Home Credit's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the promo shall be resolved by Home Credit in concurrence with DTI, will be deemed final and irrevocable.

Registration Details

Per DTI Fair Trade Permit No. FTEB-195993, Series of 2024

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Frequently Asked Questions

Select HC Credit Card cardholders may get a 10% rebate or up to P100 on their first card transaction with a minimum spend of P500 when they use their HC Credit Card from July 15 to September 15, 2024.

Home Credit Cardholders who received a communication offer from Home Credit via its media channels (SMS, Push Notification, Email, Viber, and In-App Banner).

July 15 to September 15, 2024.

Customers participating in this promo may still avail of any other on-going promotions of Home Credit or its partner retailers.

The minimum transaction amount required is P500 to qualify.

Home Credit Cardholders whose accounts become delinquent, are terminated, or closed within the promo duration are disqualified from the promo. The credit card account must be active at the time of crediting to receive the rebate.

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