Credit Card Shop and Dine P300 Rebate

Promo is open to targeted Home Credit Cardholders who received a communication offer from Home Credit via its media channels (SMS, Push Notification, Email, and In-App Banner).

Mechanics:

1. Targeted Home Credit Cardholders are eligible to get P300 rebate with an accumulated minimum spend of P3,000 at any merchant under the Supermarket or Restaurant category within the same month during the promo period.

2. Promo will run from July 1 to September 30, 2024.

3. Qualified transactions are purchases done at any Supermarket or Restaurant merchant using the Home Credit Card within the promo period. Merchants will be classified based on the Merchant Category Code found in Home Credit’s database for the promo:

4. The P300 rebate may be availed once per month per cardholder. The rebate reward will automatically be credited to the cardholder’s credit card account on the following schedule:

5. Cancelled or disputed transactions are not eligible for the promo rebate.

6. The offer cannot be exchanged for cash or other products. The rebate is non-transferable.

7. By joining this promo, the cardholder confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions.

8. Home Credit Cardholders whose accounts become delinquent, are terminated, or closed within the promo duration are disqualified from the promo.

9. HCPH reserves the right to cancel transactions of accounts that are proven to be invalid or fraudulent (i.e. abuse of system).

10. HCPH reserves the right to vary these terms & conditions with prior approval of DTI.

1. Customer’s account must be in good credit standing to be eligible for the promo.

2. The Credit Card Rebate (CCR) terms and conditions apply.

3. Home Credit reserves the right to disqualify customers from availing of this promotion if proven to have committed acts of fraud or have violated existing policies on credit and subscription.

4. In case of dispute in respect of but not limited to the Cardholder's eligibility, coverage of dates, or fulfillment, Home Credit's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the promo shall be resolved by Home Credit in concurrence with DTI, will be deemed final and irrevocable.

Select HC Credit Card cardholders may get P300 rebate with an accumulated spend of P3,000 when you use your HC Credit Card in supermarkets and restaurants from July 1 to September 30, 2024.

Only eligible cardholders who will transact in supermarkets and restaurants from July 1 to September 30, 2024 are qualified for the promo.

July 1 to September 30, 2024.

Customers participating in this promo may still avail of any other on-going promotions of Home Credit or its partner retailers.

The minimum transaction amount required is P3,000 to qualify.

Customers who cancel their application within the promo period will be disqualified/will be exempted on the list of eligible customer.