May 15 to December 15, 2025
Disburse & Pay Promo
Cash out your loan at Palawan Pawnshop for a chance to win ₱50,000 in PalawanPay Credits!
Step 1
Get your loan through Palawan Pawnshop
Step 2
Earn e-raffle entries
Step 3
Get a chance to win PalawanPay Credits
Promo Mechanics and Conditions
Mechanics:
1. The promo will run from May 15- December 15 2025.Loan availers will earn an e-raffle entry when they loan and disburse through Palawan Pawnshop and make their loan payments via PalawanPay or via over-the-counter at any Palawan Pawnshop Branches. Minimum of Php 2,000.00.
• Php 2,000.00 loan payment transaction via OTC = One (1) e-raffle entry
• Php 2,000.00 loan payment transaction via PalawanPay = Three (3) e-raffle entries
2. Winners will receive PalawanPay credits from Palawan Group of Companies. Winners will win up to Php 50,000 for the Grand draw and Php 5,000 for the monthly consolation prize.
3. The winner will receive an SMS/call from Palawan Group of Companies within 5 days upon posting of winners.
4. Winner will be drawn via randomizer
5. Prize, number of winner, and schedule of e-raffle draw as follows:
| Prize | Winner | TTL Prizes | Start | End | ||
| Consolation Prize | PalawanPay Credits | 5,000 | 3 | 15,000 | May 15 | Jun 14 |
| Consolation Prize | PalawanPay Credits | 5,000 | 3 | 15,000 | Jun15 | Jul 14 |
| Consolation Prize | PalawanPay Credits | 5,000 | 3 | 15,000 | Jul 15 | Aug 14 |
| Consolation Prize | PalawanPay Credits | 5,000 | 3 | 15,000 | Aug 15 | Sep 14 |
| Consolation Prize | PalawanPay Credits | 5,000 | 3 | 15,000 | Sep 15 | Oct 14 |
| Consolation Prize | PalawanPay Credits | 5,000 | 3 | 15,000 | Oct 15 | Nov 14 |
| Grand Prize | PalawanPay Credits | 10,000 | 3 | 30,000 | Nov 15 | Dec 15 |
| Grand Prize | PalawanPay Credits | 25,000 | 2 | 50,000 | Nov 15 | Dec 15 |
| Grand Prize | PalawanPay Credits | 50,000 | 1 | 50,000 | Nov 15 | Dec 15 |
| 24 | 220,000 | |||||
6. Witnessed with a DTI Representative, the e-raffle draw & announcement of winners will be held on the following dates:
| Start | End | Draw | Validation of Winners | Announcement | Crediting |
| May 15 | Jun 14 | Jun 18 | Jun 20 | Jun 24 | Jun 26 |
| Jun15 | Jul 14 | Jul 17 | Jul 21 | Jul 23 | Jul 25 |
| Jul 15 | Aug 14 | Aug 18 | Aug 20 | Aug 22 | Aug 25 |
| Aug 15 | Sep 14 | Sep 16 | Sep 18 | Sep 22 | Sep 24 |
| Sep 15 | Oct 14 | Oct 16 | Oct 20 | Oct 22 | Oct 24 |
| Oct 15 | Nov 14 | Nov 18 | Nov 20 | Nov 24 | Nov 26 |
| Nov 15 | Dec 15 | Dec 17 | Dec 19 | Dec 20 | Dec 22 |
| Nov 15 | Dec 15 | Dec 17 | Dec 19 | Dec 20 | Dec 22 |
| Nov 15 | Dec 15 | Dec 17 | Dec 19 | Dec 20 | Dec 22 |
1. For qualified transactions, Home Credit loans disbursement through Palawan Pawnshop and paid via PalawanPay verified account and/or over the counter to any Palawan Pawnshop Branches, the prize will be awarded to the registered name and PalawanPay mobile number used for payment.
2. Winners shall be notified via registered mail and SMS. To claim the prize, winners must acknowledge the verification from Palawan Group and or reach out after posting via the social media announcement.
3. Promo only applies to all successful Home Credit loan disbursement through Palawan Pawnshop and successful payment transactions via PalawanPay or any Palawan Pawnshop Branches. Cancelled or failed transactions will not be qualified.
4. All taxes (including 20% withholding tax for prizes exceeding P10,000.00) and other expenses that will be incurred for the prize shall be shouldered by Palawan Group.
5. The promo offers and prizes are not transferable. Claiming of prize thru an authorized representative is not applicable. Claiming of promo offers and prizes should be within 2025 only.
6. This promo is valid for Home Credit loan disbursement via Palawan Pawnshop and loan payment transactions only. The offer cannot be used with other existing promotions.
7. All employees of Palawan Pawnshop Group/PalawanPay & participating biller (Home Credit) are ineligible to participate in this offer.
Registration Details
DTI Fair Trade Permit No. FTEB-222892 Series of 2025
