Shop Online to Get Savings with Home Credit Card

The Home Credit Card Online Shopping promo is open to all Home Credit Cardholders with active accounts & good credit standing who have received a notification via Email, SMS, and Push Notification on the Home Credit App.

Mechanics:

1. Qualified Cardholders are entitled to a P200 cashback upon a minimum single-receipt spend of P2,500. 

2. To qualify for the Cashback the Cardholder must do the following:

   • Activate his/her qualified Home Credit Card and;
   • Use his/her qualified Home Credit Card and shop ONLINE for a minimum single-receipt of P2,500 from October 3, 2024 to November 30, 2024.  
3. Promo Exclusions: The following transactions are NOT qualified for this promo:
   • Any type of Bills Payment such as Auto Charge, Charge-on-Demand, utility or recurring bills, loan payments and the like 
   • Payment on utility bills (electricity, water, etc.)  
   • Transactions from stock trading, forex trading, financial trading services, remittance, and the like;  
   • Top-up, Cash in to load e-wallet/prepaid cards, Money send/Funding payment (Lazada, Maya, Gcash, etc.)  
   • Telecommunications Services, Cable and Other Pay Television (Smart, Globe, PLDT, Converge, etc.)  
   • Reversed/cancelled/disputed transactions 
   • Fees & Charges
4. Promo is valid for one-time use only per cardholder. Earned rebates will automatically be credited to the cardholder’s credit card account every Friday starting October 11, 2024 .
5. The total rebates that can be earned is a maximum of P200 per unique cardholder.
6. Cancelled or disputed transactions are not eligible for the promo rebate.
7. The rebate promo is non-transferable, not convertible to cash, and cannot be exchanged for other products or services.
8.  Home Credit clients whose accounts become delinquent, are terminated, or closed within the promo duration are disqualified from the promo.
9.  HCPH reserves the right to cancel transactions of accounts that are proven to be invalid or fraudulent (i.e. abuse of system).
10.  HCPH reserves the right to vary these terms & conditions with prior approval of DTI.

1. Customer’s account must be active to be eligible for the promo.
2. Home Credit Card customers whose accounts become delinquent or terminated within the promo duration are disqualified from the promo.
3. Home Credit Philippines has the sole discretion in determining whether a transaction is qualified. HCPH is dependent on the merchant category classifications assigned by the acquiring party of each merchant establishment to be able to identify the qualification of a transaction. In case a transaction is put into question, HCPH may require Cardholder to submit documents related to the transaction in question to resolve the matter.
4. HCPH reserves the right to cancel transactions of accounts that are proven to be invalid or fraudulent (i.e. abuse of system).
5. Any dispute concerning the product/s and/or service/s related to the promo offer shall be settled directly between the Customer and Home Credit with the concurrence of DTI.
6. Terms and conditions governing the issuance and use of Home Credit Card and reminders and other provisions contained in the statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

Get P200 cashback with a minimum single-receipt spend of P2,500!

The Home Credit Card Online Shopping promo is open to all Home Credit Cardholders with active accounts & good credit standing who have received a notification via Email, SMS, and Push Notification on the Home Credit App.

Promo period is from October 3 to November 30, 2024.

Customers participating in this promo may still avail of any other on-going promotions of Home Credit or its partner retailers.

The minimum single-receipt transaction amount required is P2,500 to qualify.

Customers who cancel their application within the promo period will be disqualified/will be exempted on the list of eligible customer.