Home Credit x SM Store Promo

This promo is open to eligible Home Credit Card and HCQWARTA clients without previous transactions in SM Store.

Mechanics:

1.    Eligible Home Credit Card and HCQWARTA clients without previous transactions in SM Store can get Php 200 discount on their QR Ph transaction in all SM Stores nationwide with code: HCSM200
2.    Minimum spend of P2,000.00 is required.
3.    Promo code may only be used once per user during the promo period.

1.    Cancelled transactions are automatically disqualified for the promo.  
2.    Home Credit Card and HCQWARTA clients whose accounts were terminated or closed within the promo duration are disqualified from the promo.
3.    Promo is not valid in conjunction with other ongoing promotions.
4.    Home Credit reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or, if based on Home Credit’s sole determination, have violated existing policies on credit and subscription, and/or other analogous circumstances.
5.    In case of dispute with respect to these promos, Home Credit’s decision shall prevail upon approval of the Department of Trade and Industry (DTI). 

Get P200 OFF with code HCSM200 when you scan to pay via QRPh at any SM Store from October 18 to November 30, 2024! P2,000 minimum spend is required.

This promo is open to eligible Home Credit Card and HCQWARTA clients without previous transactions in SM Store.

Promo period is from October 18 - November 30, 2024.

Customers participating in this promo may still avail of any other on-going promotion of Home Credit or its partner retailers.

P2,000 minimum spend is required.

Customers who cancel their transactions or whose accounts have become delinquent, terminated, or closed within the promo period will be disqualified/will be exempted from the promo.