Home Credit, May Bagong Feature: Pwede Nang I-installment ang QR Transactions at Bills Payment!

Good news sa mga Ka-HC naming Home Credit Card at HCQwarta users! Mas pinadali at mas pinagaan pa ng Home Credit Philippines ang araw-araw na gastos with their new pre-transaction installment feature. 

Starting May 19, 2026, pwede na i-convert into installment ng Home Credit Card users ang mga eligible QR transactions at bills payment na ₱3,000 pataas—all in the Home Credit App! At simula July 14, available na rin ang feature na ito para sa HCQwarta users.

Goodbye sa usual na biglaang mabigat na bayarin.

Sa halip na 3% interest sa unpaid balances, pwede ka nang mag-enjoy ng lower add-on installment rates kapag pinili mong i-installment ang eligible transactions with Home Credit’s pre-transaction installment feature. 

Ibig sabihin:

✅ Mas maliit ang monthly bayad
✅ Fixed at predictable
✅ Mas madaling i-budget

Less stress, and more control para iwas sakit ng ulo! 

Papunta palang tayo sa exciting part! Ang bagong feature na ito ni Home Credit ay hindi na lang para sa malalaking purchases.

Pwede mo nang i-installment ang eligible purchases worth ₱3,000 and above tulad ng:

• QR transactions

• Bills payments

All you need is just a few taps on the Home Credit App and you’re good to go! Napaka-dali lang, mga Ka-HC!

We’ve all been there—yung sabay-sabay ang bills, or biglang may unexpected expenses bago ang payday. With this feature, you can spread out payments over time, avoid one-time big hits to your budget, and keep your monthly cash flow more stable. So instead of “paano ko ’to babayaran lahat?”, it becomes “okay, kaya pala i-manage.”

At dahil transparency is key kay Home Credit, makikita mo agad ang iyong: 

• Fixed monthly installment amount
• Chosen repayment term
• Applicable add-on rate
• Total amount payable

Simple, clear, and easy to understand—para wala nang gulatan later on. Pwede mong tingnan ang complete installment rates at terms sa disclosure page ng Home Credit.

Habang patuloy na lumalaki ang paggamit ng digital payments na ngayon ay umaabot na sa 57.4% ng total retail transactions sa Pilipinas noong 2024, patuloy ding nagbibigay ang Home Credit ng flexible financial solutions na swak sa kung paano gumastos ang mga Filipino ngayon: fast, cashless, at always on-the-go.

So next time na mag-QR payment ka o magbabayad ng bills, always remember: pwede mo nang gawing mas light sa bulsa at mas easy sa budget ang bayarin mo, thanks to Home Credit pre-transaction installment feature!