Home Credit and SM Appliance Center Launch Grand Pay Hulugan: Big Brands, Big Savings

SM Appliance Center teams up once again with Home Credit Philippines, the country’s leading consumer finance provider, to relaunch the highly anticipated Grand Pay Hulugan—an exclusive sale for Home Credit customers that makes owning your dream appliances easier and more affordable than ever! 

Running from August 1 to September 30, 2025, this nationwide promo offers exclusive deals, 0% interest installment plans, and exciting freebies—all available only to Home Credit users. With this partnership, more Filipino families can enjoy flexible financing on top appliance and gadget brands across over 90 SM Appliance Center branches nationwide. 

“At Home Credit, we believe in helping Filipinos live better through smart and responsible financing,” said Sheila Paul, Chief Marketing Officer of Home Credit Philippines. “Grand Pay Hulugan is all about giving our customers the power to choose quality products from a trusted retailer like SM Appliance Center—and pay in easy, flexible terms.” 

Grand Pay Hulugan brings together the best of both worlds – premium appliances and reliable service from SM Appliance Center, and unbeatable financing options exclusive to Home Credit customers. 

Get ready for unbeatable deals on top appliance and electronics brands including Samsung, LG, Panasonic, Skyworth, TCL, Whirlpool, Condura, and La Germania. Some featured items are:  

• Samsung 55” Crystal UHD 4K Smart TV 
• LG 8.5kg Topload Smart Inverter Washing Machine 
• Panasonic 1HP Split-Type Inverter Air Conditioner 
• Skyworth 55” QLED Google 4K TV 
  •  BONUS: Customers who purchase select Skyworth TVs will receive ₱500 McDonald’s gift certificates.

• Enjoy up to 40% OFF on select appliances 
• No downpayment required for existing Home Credit customers 
• Take advantage of 0% interest on all Home Credit installment plans 
• Choose from flexible payment terms of up to 18 months on a wide selection, and up to 24 months on select Samsung AV/TV models 
• Available at over 90 SM Appliance Center branches nationwide 
• Exclusively for Home Credit users 

Whether you're upgrading your entertainment setup, staying cool in the heat, or investing in energy-saving appliances, Grand Pay Hulugan helps you shop smart and live better—all while staying within budget. 

Visit your nearest SM Appliance Center, SM Appliance Center Website, or SM Appliance Center Facebook page to explore the full list of offers. Promo runs from August 1 to September 30, 2025. Terms and conditions apply. 

To get the latest updates and offers from Home Credit Philippines, download the Home Credit App or follow Home Credit on social media.