Unlock More with HCQWARTA and Home Credit Card Loyalty Point Rewards!

Hello, Ka-HC ✨ Love using your HCQWARTA and Home Credit Card? Here's great news for you: your everyday transactions are now more rewarding!

You can earn loyalty points on select transactions and turn them into CASHBACK!

Automatically earn loyalty points when you buy load or vouchers in the Home Credit App:

⭐ 10 points for every P100 worth of Grab Voucher
⭐ 3 points for every P100 load purchase
⭐ 2 points for every P100 worth of Dining and Transport Vouchers
 

⭐ 5 points for every P100 QRPH payment (within the first 30 days, Capped at 300 points)

⭐ Get a P10 rebate for every P200 retail transaction paid via QR, barcode, or physical card within the first 30 days (Capped at P500)
⭐ Earn an extra 1 loyalty point for every ₱200 purchase made at any Puregold store nationwide

Every point you earn brings you closer to exciting rewards: 1 Point = ₱1!
 

1. Open the Home Credit App and go to your Account Dashboard for your HCQWARTA or Home Credit Card
2. Tap “Loyalty Points” to view your available points
3. Choose how much to redeem—starting from 50 points and in multiples of 10 (e.g., 50,100, 110, 120)
4. Confirm and enjoy instant cashback applied to your balance!

Remember: Each point is worth ₱1! Once you redeem, your cashback will instantly reflect in your account and help reduce your outstanding balance.
 
What are you waiting for, Ka-HC? Start enjoying your Home Credit Loyalty Points today!