Curious ka kung magkano ang pwede mong hiramin with Home Credit. This guide helps you understand the basics para ready ka sa next step.
Borrow Money
Published February 06
If you want a loan from Home Credit, it helps to know your options. Dahil hindi lang cash loan ang pwede i-Home Credit!
Home Credit offers different ways to borrow money or pay in installments. You can use it to buy a new phone, upgrade an appliance, pay bills, or get extra cash.
In this guide, we explain how much you can borrow from Home Credit Philippines, so you know what to expect.
If you’re a Filipino citizen aged 18-68, with a valid ID and a source of income, yes, you can borrow from Home Credit!
For first-time borrowers, you can start with installment shopping. With a Home Credit Product Loan, you can buy items from different brands and shops in monthly installments, with options at 0% interest!
If you build a consistent and complete payment history on your Home Credit Product Loan, you can become eligible for other products such as Home Credit Cash Loan, HCQWARTA, or Home Credit Card.
With your requirements ready, you can start your Home Credit loan application whenever, wherever. Get started with your loan application through the Home Credit app!
The Home Credit product loan or product installment is used to buy items like phones, laptops, TVs, or appliances.
The amount you can borrow from Home Credit will depend on the price of the item you want to purchase. However, something to keep in mind is that while many items are offered with 0% interest, it’s not applicable to all, so make sure you check the payment terms.
Similarly, you can check out Shopping Mall to compare product specs and prices, and find out if the item you want to purchase is available in stores near you!
Home Credit offers a cash loan to qualified customers who have a good credit history. That means every customer gets a unique cash loan offer.
So if you’re looking forward to a Home Credit Cash Loan in the future, make sure you build healthy payment habits with your existing loan.
Home Credit customers can borrow a minimum of 3,000 pesos up to 150,000 pesos. You’ll find out the exact amount on your Home Credit app once you become eligible.
HCQWARTA is a virtual credit line you can use every day. Like the cash loan, HCQWARTA is offered to select existing Home Credit customers.
With HCQWARTA, customers can buy load, pay bills, scan QR, or shop online using a credit limit that goes up to 50,000 pesos.
Since this is a virtual credit line, you only need to pay for what you use. The credit limit varies per customer, so make sure to check your offer on the Home Credit app.
Start your loan application, stay on track with your monthly payments, and unlock Home Credit offers with the Home Credit app!
The Home Credit Card is a full credit card you can use for shopping, bills, or online payments. The credit limit varies depending on your payment history with Home Credit, because it is only offered to qualified Home Credit customers.
But something you can look forward to with the Home Credit Card is that you can enjoy up to 45 days of interest-free shopping and accumulate loyalty points for every transaction.
With the Home Credit App, your loan journey is made simpler and more convenient.
When you register for an account, you can view your loan offers and submit your application in minutes.
With the Home Credit app, you can also compare items available for installment shopping, pay bills, buy load, check promos, or read up on financial literacy.
Download the Home Credit App today to see how much you can borrow from Home Credit!
Shop for your favorite brands, apply for loans, pay bills, and more with Home Credit app.
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