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HCQwarta is a virtual credit line you can use to shop, pay bills, buy load, and more.
Manage Money
Published October 21
Nawalan ng ilaw o tubig because of missed due dates? Ayaw natin yan. No load and no cash? Hassle. Kaya naman, it helps to have a buddy that lets you pay on time, online, wherever you are.
Introducing a new way to buy load, settle bills, scan to pay, and more. Introducing HCQWARTA by Home Credit!
Meanwhile, we’ve answered some commonly asked questions to help get you started.
HCQWARTA is offered to existing Home Credit customers who have previously completed a product loan.
Download the Home Credit App to check if you have an offer for HCQWARTA!
HCQwarta is a virtual credit line that you can use via the Home Credit App.
It lets you do the following: buy load, pay bills, buy groceries in Puregold via Barcode payments, shop in any store that accepts QRPh payments, and shop online!
HCQwarta makes payments easier! Use it to buy load and pay bills all in the My Home Credit App. You can also use it to buy groceries via QR code, top up your Lazada wallet, and purchase vouchers.
For you to be able to use HCQwarta, you must first receive an HCQwarta offer. These offers are sent to those who have already availed of a gadget, appliance, furniture or any commodity loan from Home Credit.
To proceed with an HCQwarta offer, just visit us and ask for assistance from our Sales Associates.
Interest fees are charged daily starting the day after each transaction is made.
Penalties are charged if the client fails to pay the minimum amount due on or before the due date. It will be 5% of SOA's Total Amount Due.
Please pay for at least your minimum amount due every due date which comes 15 days from your billing date time to avoid penalty fees and your HCQwarta from being blocked.
The 5% QR rebate is an exclusive offer to our new customers. This is our way of welcoming you to explore the possibilities of HCQwarta.
The 5% QR rebate is only valid for 1 month upon your signed date. You may check our announcements for promos and rebates.
Your first billing date will fall on the due date of your Product Loan.
Your due date is 15 days from your billing date.
Araw-araw na ang tipid sa bayarin with HCQwarta, so what are you waiting for? Use it to buy load, settle bills, scan to pay, and more.
Start paying with HCQwarta when you buy from our merchant partners nationwide!
Download the Home Credit App to manage your loans, get exciting deals, and more.
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