Sulitin ang Budget! Get a Product Loan in the Home Credit App

Buying a pricey item can be a challenge sa budget. That's why installments are popular and more budget friendly! These allow you to buy at a low cost and pay the remaining balance later.  

Our installments help anyone buy an appliance, gadget, or such and pay for it later. Mas pinadali na rin ang pag-loan here in the Home Credit App.

• Check your eligibility anytime, anywhere—no need to visit a branch! 
• Get notified when your product loan is ready for claiming. 
• Browse top deals and see what’s available before going to the store. 
• Apply at your convenience—whether you're at home or out and about. 

So, if you haven’t, now’s the time to apply for a Home Credit product loan using the app.  You just need to meet these requirements: 

• Filipino Resident - Loan applicant must be a Filipino resident, age 18 - 68 years old. 
• Primary and Secondary IDs - Must have one primary ID that contains either your current or permanent address. 
• Eligible IDs you can use - Driver's License, UMID, PhilSys, Postal, Voters, PRC with secondary ID. 
• Source Of Income - Must have an income from reliable sources such as employment, business, pension, and remittances. 

📌 Reminder: Be honest when submitting your documents. Avoid using fake IDs, someone else’s identity, or inaccurate income details. Home Credit strictly verifies all applications, and any form of dishonesty can lead to automatic disapproval or being permanently blocked from future loans. 

Once you’re ready, here’s how you can apply for a product loan using the Home Credit App:

Step 1:
Open your Home Credit App and tap the “Product Loan” banner to start your pre-approval process in just a few clicks.

Step 2:
Go to your chosen partner store and look for a Home Credit Sales Associate. Don’t forget to bring the same valid ID you used during your app pre-approval!

Step 3:
Our Sales Associate will assist you with processing your application. If approved, you can walk out with your new item on the same day!

With Home Credit, it’s easier than ever to shop for the things you need without the financial stress. Our installment plans help you stretch your budget without sacrificing quality or convenience.  

So, if you haven’t tried it yet, now’s the best time to apply for a Home Credit product loan using the app. Experience fast approval, flexible terms, and stress-free shopping—all at your fingertips.