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It’s no secret that processing valid IDs in the Philippines already feels like a long and exhausting commute, but you can bet that it’s worth it! Having the right and valid IDs with you is like having a VIP pass through Manila’s important processing requirements.
If you’re planning on [applying for installment deals](https://www.homecredit.ph/apply/product-loans) or [cash loans with Home Credit](https://www.homecredit.ph/apply/cash-loans), having at least one valid ID with your complete address is essential for a smooth transaction. For your convenience, we’re rounding up the most important IDs you can get!
## Accepted Primary Valid IDs - SSS Unified Multi-Purpose ID (UMID) - Driver's License - Passport - Philippine Identification (PhilID / ePhilID) - PhilHealth ID - Postal ID - Voter's ID - Professional Regulation (PRC) ID (Note: a secondary ID with address is required.)
Note that other government-issued IDs with your full address may be accepted as a primary ID.
## Accepted Secondary IDs - Birth Certificate - Barangay Certificate - [NBI Clearance](https://www.homecredit.ph/stories/how-to-get-nbi-clearance) - Phone Bill - Water Bill - Electricity Bill - Mobile/Internet/Cable Bill
## Ready Your Valid IDs to Apply for Installment Deals or Loans
Now you know some of the primary and secondary valid IDs in the Philippines! These documents are a must have as one navigates life, whether you're aiming to start a business, getting a new job, or planning travel.
If you haven't yet, consider applying for one or more of these IDs to make reaching your life goals easier as you can use these IDs to process a loan with Home Credit.