Pay Early, Win Big: Home Credit’s Buhos Papremyo Raffle to Bring Amazing Prizes to Loyal Home Credit Customers

Get ready to be rewarded for staying ahead of your payments! This July 1 to August 31, 2025, Home Credit is bringing you the “Buhos Papremyo Raffle Promo”, which rewards responsible customers who pay their loans in advance with exciting prizes. Not only will you enjoy peace of mind knowing you paid in advance—you also get a chance at winning gadgets like laptop, tablet, or a smartphone!

Definitely! The promo is open to all active Home Credit customers with either a Product Loan or a Cash Loan. If you’ve got an active account and at least one month of installment left by the time of the raffle draw, you’re eligible to join. Just make sure your account is not under the Interest Back category and that it’s updated (no past due) during the raffle draw.

Qualifying for the Buhos Papremyo Raffle Promo is easy. Here’s how you can qualify depending on your loan status!

✅ For customers with an upcoming due date:

•  Earn two raffle entries when you pay your upcoming balance before your due date and an advance of one monthly installment, which should be paid no later than 20 days before the next due date.

✅ For customers past due (1-5 days):

• Get two raffle entries when you settle your outstanding balance (including penalties and charges) plus your upcoming installment, which should be paid no later than 20 days before the next due date. 

✅ For customers past due (6-30 days):

• Earn two raffle entries when you settle your outstanding balance (including penalties and charges) plus your upcoming balance on or before the next due date. 

✅ For customers past due (31-90 days):

• Get one raffle entry when you pay your outstanding balance (including penalties and charges) plus your upcoming balance on or before the end of the promo period.

✅ Bonus entries:

• Get one additional raffle entry when you pay via ADA. 
• Additionally, when you enroll in eADA and pay within the promo period that’s two more entries for you!

The more you pay in advance, the higher your chances of winning a laptop, tablet or a smartphone. So, pay your loans in advance and secure multiple entries!
 

There will be 10 lucky winners of the Buhos Papremyo Raffle Promo:
🎁 1 winner of an HP Laptop (HP 15-FD0130TU)
🎁 4 winners of a Samsung Galaxy Tab A9+ Wi-Fi tablet
🎁 5 winners of a Samsung Galaxy A16 LTE (4GB + 128GB) smartphone
Just pay your loans in advance and get a chance to win these amazing gadgets perfect for schooling, work, or even play!
 

The electronic raffle draw happens on September 10, 2025, at 2:00 PM at the Home Credit office, 7th floor of Spark Place, Cubao, Quezon City, in the presence of a DTI representative. Winners will be notified through their registered email, Home Credit’s Facebook page, SMS, and callout using the contact info on file.

Winners must present (2) valid IDs with photos, bank details for prize disbursement, and the official notification letter.  Prizes can be claimed at the Home Credit Office in Cubao or at the nearest Home Credit branch for provincial winners. 

If you can’t claim the prize personally, your authorized representative may do so by presenting an authorization letter, a copy of your ID, and their own two valid IDs. Just remember: you have 60 days from receipt of the registered mail to claim your prize—or it will be forfeited with DTI approval.
 

• You can win only once. If your name gets drawn twice, you’ll get the higher-value prize.
• Prizes are not convertible to cash and are non-transferable.
• No need to worry about taxes—Home Credit will cover the 20% withholding tax for prizes above P10,000.
• You can still join other ongoing promos of Home Credit or its partner retailers.

Excited to bring home awesome gadgets? Join the Buhos Papremyo Raffle Promo and pay your loan payments in advance today! Not only are you freeing yourself financial debt and stress, but you’re also unlocking your chances to win big prizes. The Buhos Papremyo Raffle Promo will run from July 1 to August 31, 2025.
 

DTI Fair Trade Permit No. FTEB-229174 Series of 2025.