Kasama mo ang Home Credit Para sa Life

#LabanParaSaLifeGoals with Home Credit!

Kasama mo ang Home Credit sa life goals #ParaSaLife! Para sa pamilya o sarili, achieve mo 'yan. Saludo kami sa’yo! #LabanParaSaLifeGoals

Fast Loans, Easy Installments!

Eyeing the latest cellphone, laptop, TV, refrigerator, or air conditioner? Simply buy now and pay later from over 100 trusted brands in Home Credit partner stores near you. Repay loan amounts over the counter or via your bank account. Enjoy our fast loan application and easy installments today.

Cash Loans? Get Fast Approvals Online!

Our online cash loans are ready for your needs. Existing customers who have previously availed of our installment shopping deals are eligible for our cash loan offers. Enjoy competitive interest rates and flexible payments! Pay in 12 months or more, depending on the loan. Use our quick cash loans for your small business, home renovation, school tuition, or other needs. Check for offers, apply conveniently, and get fast approvals.

* New customers must first get our installment shopping deals to be eligible for cash loans. Learn More

Buy Now, Pay Later With Instant HCQWARTA!

Do more with Home Credit's HCQWARTA–our digital revolving credit line that you can use to pay for goods and services when using the Home Credit Online Loan App. Pay bills, buy load, avail of discounts, and more when you activate your Qwarta account . Enjoy instant approval of up to a P10,000 credit limit for your needs.

* New customers must first get our installment shopping deals to be eligible for Qwarta. Learn More

Home Credit Offers Installment Shopping Deals, Low-Interest Cash Loan & More!

Looking for an Installment Deal or Cash Loan Offer?

Here are 4 easy requirements for first-time applicants.

Filipino Resident icon

Filipino Resident

Must be a Filipino resident, age 18 - 68 years old.

1 Primary ID icon

1 Primary ID

Must have one primary ID that contains your current address. 

Source Of Income icon

Source Of Income

Must have an income from reliable sources such as employment, business, pension, and remittances.

Customers with ongoing loans are qualified icon

Customers with ongoing loans are qualified

Existing customers with ending loans can re-apply.

Find Installment Shopping Deals

Buy Now, Pay Later: Shop for An Installment Deal Near You

View detailed information and more products through Home Credit mobile app.

Check out our latest promos Check out our latest promos

We have a NEW AND BETTER HOME!

Online loan app from the Philippines’ trusted lending company.

FLEXIBLE installments as low as 0% INTEREST
Shop in a few taps your DREAM PRODUCTS
Score exclusive DEALS and DISCOUNTS
Coming Soon on AppGallery
Home Credit Philippines App
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Manage Loans

See your amount due, know when your due date is, get ahead with your Payment Schedule

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Tips and Stories

Get the inside scoop for all the products that you love, know the tips on how to use the latest gadgets, and more!

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Wais Sa Home

Be financially responsible when it comes to saving, borrowing, online security, and using the latest digital technology.

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Pay Bills

Skip the lines and pay your bills in the app with no added fees!

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Marketplace

Compare the best deals and avail installments in a few taps!

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Buy Load

Reload any network in app and enjoy 4% discount daily!

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