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Apply for a loan, find the best deals, buy load and pay bills -
it's all here!
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Start your Home Credit journey today!
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Avail a Product Loan at 0% interest terms or discounts up to
50%
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Get pre-approved in 1 minute and pay flexible terms up to 18
months
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View your loan details. Track and schedule your payments at
home
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Experience pocket power at your fingertips. Download the Home
Credit App and start browsing your 0% interest deal!
We Have You Covered. Everywhere
Get that dream phone through Home Credit installment payments!
Enter your details on the form and have a Home Credit
Representative reach out to you for installment offers!
Thank you for your interest!
We'll get in touch with you shortly, you can also apply
through the following:
or
Download My HomeCredit App
Visit our Partner Stores
Filipino Citizen
Must be a Filipino citizen, age 18 - 68 years old.
Primary ID
Must have one primary ID that contains your current address.List of Valid IDs
Source Of Income }
Must have an income from reliable sources such as employment,
business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
Our Partners
Apply for Auto-Debit with Our Partner Banks
You can choose where to apply, at your convenience.
Apply via the Home Credit Mobile App
Pre-score yourself at the comfort of your home
Be notified when your cash loan is ready to claim
View the best deals, offers, and gadgets before going out
You can choose where to apply, at your convenience.
Get in Touch
Partner Stores
Look for the partner store near you
Easy payment options
How Can I Pay My Loans?
Looking for the most convenient way to pay your loan installments?
You can use any of these easy payment methods:
You can use any of these easy payment methods:
Enroll in auto debit
Never miss a payment again! Enroll your account in our Auto
Debit Arrangement and we’ll automatically process your
payments for you.
See List of Partners Stores
See List of Banks
Pay on the mobile app
Whether it's a consumer loan or a Cash Loan, we've got you
covered. Download the Home Credit app to make paying your
installments easier.
See List of Partners Stores
See List of Banks
Pay over the counter
Pay offline through our payment partner stores nationwide.
Due to COVID-19, please check the updated schedule of our
payment partners here.
See List of Partners Stores
See List of Banks
Pay on the website
You can pay your Home Credit Card and loan through our
website using any Mastercard or Visa debit card, UnionBank
account, or BPI account.
See List of Partners Stores
See List of Banks
We Care For Your Gadgets
Protection For Your Device
Did your heart skip a beat the last time you dropped a gadget?
Wondering about where to get them repaired? Device protection
is for you.
Mobile Phones
Laptops
Tablets
Mobile Phones
Laptops
Tablets
How Does Device Protection Work?
Enjoy 60% Savings With Home Credit
You can save more with our Device Protection plan, compared to
other plans in the market.
Learn More
Repair As Fast As 24 Hours
Get your device repaired in as fast as 24 hours and returned to
you in 3 working days if you’re in Metro Manila, 5 working days
for other areas. Terms and conditions apply.
Learn More
Free Pick-Up And Delivery
Stay where you are and stay safe. We’ll pick-up aand return your
device for free.
Learn More
Mobile app download red
What is Home Credit Loan?
Home Credit Loan allows you to buy any product or consumer good in
affordable monthly installments instead of paying the full price
in one transaction.
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Can I buy multiple items at the same time?
Yes! Most partner stores offer bundling. You can purchase up to
three items provided they are not the same item type and subject
for approval.
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How do I apply for a loan?
You can start your loan application via My Home Credit App from
Google Playstore prior to visiting our retail partner stores to
continue the process or you can go directly to our retail partner
stores and have our Sales Associate or Retail Associate to assist
you. You can check the list of retails partner
[here](/about-us/our-partner-stores/).
Was this helpful?
What types of loans do you offer?
We offer Product Loans through in-store financing. We can help
finance your purchase which you can repay through easy, monthly
installments. Home Credit currently finances: * Gadgets (such as
mobile phones, tablets, and laptops) * Home Appliances *
Electronics (such as TVs, HIFI, and Cameras) * Furniture * Musical
instruments * Hardware Tools * Ebike * Sporting Goods * Auto
Supplies and Services * Beauty &Wellness * Optical * Events *
Trainings * Home Improvement * Medical Supplies and Devices *
Apparel Store * Department Store * Hardware Store * Toy Store *
Motorcycle Accessories Store Selected Product Loans also come with
Qwarta, a virtual credit limit which you can use to buy load, pay
bills, and scan-to-pay at your favorite stores! We also offer Cash
Loans to existing eligible Home Credit customers. Click here to
learn more about Cash Loan.
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What are the requirements to apply for a loan?
Please bring the following: 1. One (1) government-issued valid ID
that indicates your address AND date of birth. If any of two are
not satisfied, a second document ID bearing the missing
information from the primary ID will be required for presentation.
2. Down payment.
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Where are you located?
You can find us in more than 14,500 stores. Click
[here](/about-us/our-partner-stores/) to find a store near you.
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How much is the down payment?
Down payment is at least 20% to 30% of the item's total price. For
lighter monthly installments, we recommend that you pay above the
minimum required % down payment. For better guidance, you can
approach a Sales Associate / Retail Associate at our partner
stores.
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.