We Have You Covered. Everywhere.

Apply for a Home Credit phone loan today!

Need help? Simply enter your details on the form. A Home Credit representative will reach out to you about you about mobile phone loan offers.

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Upgrade now with Home Credit phone loans, pay in installments!

Stay online and on the go with a phone loan from Home Credit! We have the smartphones you need for work, gaming, photography, and more. Choose an iPhone or Android from our partner brands like Apple, Samsung, Oppo, Vivo, or Huawei.

Here’s What You Need

Requirements for Cellphone Installments

Ready to make that purchase? Here are some requirements before you apply for installments:

Filipino Resident icon

Filipino Resident

Loan applicant must be a Filipino resident, age 18 - 68 years old.

Primary and Secondary IDs icon

Primary and Secondary IDs

Must have one primary ID that contains your current address.

Source Of Income icon

Source Of Income

Must have an income from reliable sources such as employment, business, pension, and remittances.

Customers with ongoing loans are qualified icon

Customers with ongoing loans are qualified

Existing customers with ending loans can re-apply.

How to Apply for a Home Credit Phone Loan

Apply for our phone loan at your convenience! Simply log in to the Home Credit mobile app or check our list of Home Credit partner stores to find one near you.

Apply via the Home Credit Mobile App

  • Pre-score yourself at the comfort of your home
    Pre-score yourself at the comfort of your home
  • Be notified when your product loan is ready to claim
    Be notified when your product loan is ready to claim
  • View the best deals, offers, and gadgets before going out
    View the best deals, offers, and gadgets before going out

You can choose where to apply, at your convenience.

Step 1 icon

Step 1

Log in to your app and tap the "Product Loan" banner to apply for pre-approval.

Step 2 icon

Step 2

Go to the store and approach our Sales Associate for assistance. Bring 1 valid ID.

Step 3 icon

Step 3

Our Sales Associate will process your product loan application.

Pay The Way You Want To

How to Pay Your Installments

Looking for the most convenient way to pay product loans? You can use any of these easy payment methods:

Enroll to Auto Debit Arrangement

Enroll your bank account to our Auto Debit Arrangement and let us automatically process your loan payments. Never miss a due date again for your product loan!

Pay On The Mobile App

Whether its a product loan or cash loan — we’ve got you covered. Download the Home Credit mobile app to pay your loan through your phone.

Pay On The Website

Pay your loan online through the Home Credit website. Use your Mastercard or Visa debit card, BancNet ATM card, UnionBank account, or BPI account.

Pay Over-The-Counter

Pay your product loan offline through our payment partner stores nationwide. You can check the loan payment schedule and location of our payment partners here.

Home Credit Protect

Your device is protected with a comprehensive plan in case it gets damaged, broken or starts malfunctioning – have it repaired or replaced, hassle-free!

  • Free pick-up and delivery
    Free pick-up and delivery
  • Authorized repair centers
    Authorized repair centers
  • Device replacement
    Device replacement
  • Fast turnaround time
    Fast turnaround time
  • Easy service request process
    Easy service request process
  • Peace of mind, anywhere you are
    Peace of mind, anywhere you are

We have a NEW AND BETTER HOME!

Online loan app from the Philippines’ trusted lending company.

FLEXIBLE installments as low as 0% INTEREST
Shop in a few taps your DREAM PRODUCTS
Score exclusive DEALS and DISCOUNTS
Coming Soon on AppGallery
Home Credit Philippines App

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