Home Credit installments made easy!
Enter your contact details to have a Home Credit agent assist you.
Upgrade now with Home Credit phone loans, pay in installments!
Stay online and on the go with a phone loan from Home Credit! We have the smartphones you need for work, gaming, photography, and more. Choose an iPhone or Android from our partner brands like Apple, Samsung, Oppo, Vivo, or Huawei.
Requirements for Cellphone Installments
Ready to make that purchase? Here are some requirements before you apply for installments:
Filipino Resident
Loan applicant must be a Filipino resident, age 18 - 68 years old.
Primary and Secondary IDs
Must have one primary ID that contains your current address.
Source Of Income
Must have an income from reliable sources such as employment, business, pension, and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
How to Apply for a Home Credit Phone Loan
Apply for our phone loan at your convenience! Simply log in to the Home Credit mobile app or check our list of Home Credit partner stores to find one near you.
Apply via the Home Credit Mobile App
-
Pre-score yourself at the comfort of your home -
Be notified when your product loan is ready to claim
-
View the best deals, offers, and gadgets before going out
You can choose where to apply, at your convenience.
Step 1
Log in to your app and tap the "Product Loan" banner to apply for pre-approval.
Step 2
Go to the store and approach our Sales Associate for assistance. Bring 1 valid ID.
Step 3
Our Sales Associate will process your product loan application.
How to Pay Your Installments
Looking for the most convenient way to pay product loans? You can use any of these easy payment methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and let us automatically process your loan payments. Never miss a due date again for your product loan!
Pay On The Mobile App
Whether its a product loan or cash loan — we’ve got you covered. Download the Home Credit mobile app to pay your loan through your phone.
Pay On The Website
Pay your loan online through the Home Credit website. Use your Mastercard or Visa debit card, BancNet ATM card, UnionBank account, or BPI account.
Pay Over-The-Counter
Pay your product loan offline through our payment partner stores nationwide. You can check the loan payment schedule and location of our payment partners here.
Home Credit Protect
Your device is protected with a comprehensive plan in case it gets damaged, broken or starts malfunctioning – have it repaired or replaced, hassle-free!
-
Free pick-up and delivery
-
Authorized repair centers
-
Device replacement
-
Fast turnaround time
-
Easy service request process
-
Peace of mind, anywhere you are
Get the refreshed Home Credit App!
Online loan app from the Philippines' trusted lending company.
