How To Apply
Online Enrollment
BDO
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Online Enrollment
RCBC
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Online Enrollment
Metrobank
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Online Enrollment
BPI
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Online Enrollment
UnionBank
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Online Enrollment
Security Bank
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Online Enrollment
PNB
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Online Enrollment
BDO Network Bank
Learn more
https://www.youtube.com/embed/Dnkcg86_2bQ
Things To Remember
Online Payment Guidelines
Follow these guidelines for settling your installments via online
payment
Loan Account Number
Loan Account number as stated in the Payment Schedule shall be
used as reference number to ensure that payment will be posted
on the right contract.
3 Days Ahead
To prevent any unnecessary delays and due to standard payment
processing time it is recommended that payments are made 3
days before the due date
Transactions Fee
When making a payment in certain payment channels, the
customer shall pay applicable transaction fee, if there’s any.
Direct payments to Home Credit have no processing fee.
Retain Receipts
Customers are advised to retain receipts until payment for the
loaned amount is completed. When paying to Field Officer,
always ask for payment receipt
Check Your Payment Schedule
Check payments or any other modes of payment not indicated in
your payment schedule will not be accepted
Early Repayment Options
Partial Early Repayment
Full Early Repayment
Auto Debit Arrangement 101
Frequently Asked Questions
What are the requirements for an Traditional Auto Debit
Arrangement (ADA)?
You must have a savings account with one of the following banks:
BPI, Metrobank, RCBC, BDO, Unionbank, Security Bank and PNB
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How to enroll for Auto-Debit Arrangement (ADA)?
If you want to enroll for ADA as your payment method during
application, please bring your bank account information, such as
Full Name registered on your bank and your bank account number.
Our Sales Agent will be glad to process your ADA enrollment.
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How would I know if my Traditional Auto-Debit Arrangement (ADA)
application was approved or rejected?
An SMS will be sent within 15 banking days of filling out the
ADA form informing you of the approval or rejection. Should the
application be rejected, you are still free to pay your
installment through any of our accredited payment channels like
Maya, Shopee, Palawan Express, USSC and Touchpay.
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When will you debit the payment from my account if I am enrolled
to Traditional ADA/eADA?
Debiting of payment is based on the recommended due date stated
on your account, which is three (3) calendar days prior to your
due date. This is done so that in case debiting from your bank
account is unsuccessful, you would still have three (3) days to
pay the installment through other channels so as to avoid late
payment.
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I am enrolled in Auto Debit Arrangement (Traditional or eADA).
How will I know if my payment was successfully debited on my
bank account?
You will receive an SMS & email within the day from your payment
to confirm status. You can view your transaction through My
Payments web portal or My Home Credit App. But in case that your
ADA is unsuccessful, you will receive an SMS notification
stating that we were unable to deduct on your account. Please
coordinate this with your bank. For the meantime, you may pay
your monthly installment through our accredited payment
channels.
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What is Traditional Auto Debit Arrangement?
Traditional Auto Debit Arrangement is a service that lets
customers subscribe to an automated debit schedule by filling
out printed ADA Forms based on selected bank.
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.