Pay your loans with Home Credit Auto Debit Arrangement
Worry less and let Home Credit's Auto Debit Arrangement help you pay your loans on time. Simply link your bank accounts with our trusted partners to easily pay your loans hassle-free! So start your Auto-Debit Arrangement with Home Credit now.
How do I enroll for Auto Debit Arrangement?
Choose your preferred bank for enrollment
Online Payment Guidelines
Follow these guidelines for settling your installments via online payment
Loan Account Number
Loan Account number as stated in the Payment Schedule shall be used as reference number to ensure that payment will be posted on the right contract.
3 Days Ahead
To prevent any unnecessary delays and due to standard payment processing time it is recommended that payments are made 3 days before the due date.
Transactions Fee
When making a payment in certain payment channels, the customer shall pay applicable transaction fee, if there’s any. Direct payments to Home Credit have no processing fee.
Retain Receipts
Customers are advised to retain receipts until payment for the loaned amount is completed. When paying to Field Officer, always ask for digital receipt.
Check Your Payment Schedule
Check payments or any other modes of payment not indicated in your payment schedule will not be accepted.
Early Repayment Options
How to make an early repayment of your loan
Partial Early Repayment
It has been 15 days since you have signed your loan contract.
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It has been 15 days since you have signed your loan contract.
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The advance payment would cover at least 2 months’ worth of monthly installments.
Interest and insurance will be waived for the months that will be covered by the partial early repayment.
If you wish to make a Partial Early Repayment, please inform our Customer Service Department first through chat using the My Home Credit App or Contact Us page.
Full Early Repayment
You have 2 options if you wish to make a Full Early Repayment of your loan:
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Cooling Off Period: Full Early Repayment within the first 15 days after signing
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If you decide to finish the loan within the first 15 days after contract signing, you can repay the full loan amount without any fees and interest. To process it, call our Customer Service Hotline at (02) 7753 5711.
If you decide to finish the loan in full, you can pay the remaining balance without future interest provided that your account is not past due.
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