Pay your loans with Home Credit Auto Debit Arrangement

Worry less and let Home Credit's Auto Debit Arrangement help you pay your loans on time. Simply link your bank accounts with our trusted partners to easily pay your loans hassle-free! So start your Auto-Debit Arrangement with Home Credit now.

Forgot your due date and got charged a late fee? Hate walking over to a payment center, and paying an additional transaction fee when paying for your Home credit payments? Time to say Never again! Enroll to auto-debit arrangement.

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Our Partners

Apply for Auto-Debit with Our Partner Banks

Online Enrollment

BDO

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Online Enrollment

RCBC

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Online Enrollment

Metrobank

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Online Enrollment

BPI

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Online Enrollment

UnionBank

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Online Enrollment

Security Bank

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Online Enrollment

PNB

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Things To Remember

Payment Guidelines

Follow these guidelines while paying your installments

Loan Account Number

Loan Account number as stated in the Payment Schedule shall be used as reference number to ensure that payment will be posted on the right contract.

3 Days Ahead

To prevent any unnecessary delays and due to standard payment processing time it is recommended that payments are made 3 days before the due date

Transactions Fee

When making a payment in certain payment channels, the customer shall pay applicable transaction fee, if there’s any. Direct payments to Home Credit have no processing fee.

Retain Receipts

Customers are advised to retain receipts until payment for the loaned amount is completed. When paying to Field Officer, always ask for payment receipt

Check Your Payment Schedule

Check payments or any other modes of payment not indicated in your payment schedule will not be accepted

Early Repayment Options

Partial Early Repayment

You can make a Partial Early Repayment of your loan if these eligibility requirements are met:

It has been 15 days since you have signed your loan contract.

The advance payment would cover at least 2 months’ worth of monthly installments.

Interest and insurance will be waived for the months that will be covered by the partial early repayment.

If you wish to make a Partial Early Repayment, please inform our Customer Service Department first through chat using the My Home Credit App or Contact Us page.

Full Early Repayment

You have 2 options if you wish to make a Full Early Repayment of your loan:

Cooling Off Period: Full Early Repayment within the first 15 days after signing

If you decide to finish the loan within the first 15 days after contract signing, you can repay the full loan amount without any fees and interest. To process it, call our Customer Service Hotline at (02) 7753 5711.

If you decide to finish the loan in full, you can pay the remaining balance without future interest provided that your account is not past due.

Auto Debit Arrangement 101

Frequently Asked Questions

Visit Our Help Center

CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.

©2022 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.

SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.

Pay your loans with Home Credit Auto Debit Arrangement

Enroll to Auto Debit Arrangement

Payment Guidelines