Home Credit Device Protection: Get Your Device Covered

The perfect coverage for your gadgets! Your device is protected with a comprehensive plan in case it gets damaged, broken or starts malfunctioning – have it repaired or replaced for no extra cost. By adding the Device Protection Plan to your Home Credit installments, you can enjoy peace of mind for up to 2 years for as low as ₱3 per day!

What are the key benefits of Device Protection?

Free pick-up and delivery

Our courier partner facilitates door-to-door pick-up and delivery for device repair/replacement services, free of charge!

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Authorized repair centers

Repairs are exclusively performed by authorized service centers that use 100% authentic parts.

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Device replacement

In case of damage that is too complicated or costs more than the gadget’s price, a new or refurbished device of equal specifications to your purchased device is provided.

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Fast turnaround time

Repaired or replaced devices are delivered back to you typically within 1 to 3 business days in Metro Manila. For Greater Manila and big cities, delivery is usually within 5 to 7 days, whereas smaller cities and remote areas take up to 20 days.

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Peace of mind, anywhere you are

Use your device with confidence worldwide. If it gets damaged while abroad, file a service request within 60 calendar days from the incident, and have it repaired upon your return to the country.

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Easy service request process

You can file a repair/replacement request via e-mail, telephone, website, or social media. Choose the most convenient way for you!

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What does the Device Protection Plan cover?

Via Mobile App

Traditional Enrollment

Electronic Enrollment

This coverage protects your device from any type of damage that happens unintentionally or by external means. Here are some sample cases based on previous customer concerns:

May nakabangga sa’kin habang nagse-selfie kaya nabitawan ko ang phone at nag-crack ang screen.

Nabasag ‘yung cellphone ko kasi nahulog habang pababa ako ng jeep.

My son accidentally kicked the tablet off the bed kaya nasira.

Nahulog yung phone ko sa batya habang naliligo ako at di na siya gumana after.

Natapunan ng juice yung tablet ng niece ko, and it started glitching.

Please note that service request approval varies from case to case based on the assessment of the service provider.

Extended warranty protects your device from the same defects and failures as those covered originally by the manufacturer's basic warranty after the manufacturer's warranty period has expired.

Extended Warranty always starts at the end of the manufacturer’s warranty period, providing 1 extra year of coverage against defects and failures. If any defect or failure happens during this extended period of coverage, please follow the service process described here on our webpage or on My Home Credit App.

Here are some sample cases based on previous customer concerns:

There is no sound coming from the mobile phone’s speakers.

My mobile phone unexpectedly shuts down and fails to turn on.

I am having charging problems with my device.

I am observing some display issues on my mobile phone.

Please note that service request approval varies from case to case based on the assessment of the service provider.

IMPORTANT NOTE: What if the device started to malfunction or broke down during the manufacturer's warranty period (typically within 1 year from date of purchase)?

No worries, you are covered by the manufacturer. Look for your device's manufacturer warranty certificate or the contact information on the producer's website (e.g. OPPO service center, Vivo service center etc.) and simply follow their guidelines.

Situations not included in the coverage

On the other hand, there are a few cases excluded from the coverage, such as the following:

Device is damaged intentionally (e.g. you threw your mobile phone against the wall on purpose)

Device gets lost or stolen

Device is broken due to irresponsible use (e.g. your phone falls off your motorbike because you were texting while driving)

Click here for the full list of coverage exclusions

Here is the list of all coverage exclusions:

Any defect that is subject to manufacturer recall.
Breakage caused by violation of the Manufacturer's Warranty terms.
Breakdown arising during the manufacturer's warranty.
Cosmetic issues on the device, such as paint cracks, dents, or scratches.
Damage or breakage resulting from negligence, illegal use, abusive use, or other forms of misuse.
Damages arising from any intentional action on the device including incorrect installation or setup.
Damages arising from overload, battery leakage, experiments, or tests.
Damages resulting from natural disasters, fire, power surge, terrorism, civil commotions, and related events.
Device failure due to problems with the network infrastructure or network subscription.
Device gets lost, stolen, or any form of physical loss.
Issues on the software/operating system, storage media, data or SIM/memory card not caused by manufacturing defects.
Malfunctions caused by software or app downloads.
Regular wear and tear or gradual deterioration of the device.
Reimbursement of repair costs incurred by the customer from a third-party service provider.
Replacement of any data stored on the device.
Replacement of consumable items or accessories like batteries, chargers, headphones, etc.
Service requests where we discover deception, fraud, and illegal use of the device.

What are the available Device Protection Plans?

Home Credit has 3 types of Device Protection Plans ready to make you feel at ease. You can always view your chosen Plan on My Home Credit App. We also send all necessary documents into your e-mail immediately after your purchase.

2 Years Device Protection

2 Years Device Protection Play

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1 Year Device Protection

1 Year Device Protection Play

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Extended Warranty

Extended Warranty Play

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What to do when something happens to your device?

Simply notify our service provider! You will find your Plan details, including the service provider, on My Home Credit App. We also send all necessary documents to your e-mail immediately after your purchase. To file a service request, follow these 4 easy steps!

Step 1: Notify your provider

Get in touch with your provider immediately after the incident. Notification should be done within 48 hours from the moment the device got damaged or broke down. Please be ready with your Home Credit.

Loan Account number and device IMEI or Serial Number during the notification process. You can easily obtain your device’s IMEI/Serial number by doing any of the following:

Dial *#06# on your phone
Go to your device's Settings, tap About/General and look for IMEI number on the screen
Check the printed IMEI at the back of your phone, the receipt purchase or sales invoice

In some cases, the provider may ask you to send additional supporting documents such as a copy of the Device Protection contract, Sales Invoice or Receipt for verification purposes.

You can check who your provider is through any of the following:

View your Device Protection details on My Home Credit App
Find the e-mail from Home Credit sent immediately after purchase and open the Certificate of Coverage document
Call Home Credit Customer Service Hotline at (02) 7753 5711 (Globe) or (02) 8424 6611 (PLDT).

You can reach your provider via the most convenient channel for you:

bolttech

Website: bolttech Customer Service Portal

Facebook: bolttech Device Protection Asia via Messenger

Mobile: 0939 405 7718 / 0945 601 3601

Landline: (02) 779 22 681 / (02) 779 22 683

E-mail: homecreditcs@bolttech.ph

Esquiretech

Website: Esquire Customer Service Portal

Landline: (02) 8859 2772

Toll Free Number: 1-800-10-8592772

(Open from 8:30am to 5:30pm from Mondays to Fridays)

E-mail: HCClaims@esquire.ph

Once your service request is submitted, all you need to do is wait for the provider’s SMS, email or call confirming the repair. The confirmation is typically sent within 24-48 hours

Step 2: Prepare for pick-up

Once your service request is approved, the provider will ask your availability for the pick-up. The damaged device may be picked up on the same day of the approval or typically within 48 hours after the approval.

The courier will contact you to confirm the pick-up schedule, check or correct the address, and provide an alternate number if available. The promptness of the courier may be affected by factors such as distance, location, and weather conditions.

USEFUL TIP: To keep your personal data secured, you may wish to reset your device or wipe out any personal information stored in the memory before you hand over the device to the courier.

Step 3: Stand by for delivery

You will be notified by the provider via SMS, call or e-mail once your repaired or replaced device is ready for delivery.

Your device will be delivered back to you typically within 1 to 3 days after pick-up in Metro Manila. For Greater Manila and big cities, delivery is usually after 5 to 7 days. For other areas including remote destinations, delivery may take up to 20 days depending on your location.

Step 4: Enjoy your device

As a plus, the repaired device is given to you with free repair warranty valid for 1 to 3 months depending on the type of repair!

How can I cancel the Protection?

You can cancel the coverage anytime within the loan period by calling Home Credit Customer Service number, (02) 7753 5711.

However, please be advised that if you cancel 5 days or less before the due date, the device protection cost will still be included in your upcoming monthly payment bill and will be removed starting on the next due date.

Here’s an illustration of how the cancellation works.

Cancellation more than 5 days before due date

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Cancellation 5 days or less before due date

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Frequently Asked Questions

What if pick-up is not available?

In case it's not possible, you may drop off your device at the nearest branch of the logistics partner and claim it in the same location once repaired or replaced. Just contact your provider for the list of drop-off centers near you.

boltech

Website: Boltech Customer Service Portal

Facebook: boltech Device Protection Asia via Messenger

Mobile: 0939 405 7718 / 0945 601 3601

Landline: (02) 779 22 681 / (02) 779 22 683

E-mail: homecreditcs@boltech.ph

Esquiretech

Website: Esquire Customer Service Portal

Landline: (02) 8859 2772

Toll Free Number: 1-800-10-8592772

(Open from 8:30am to 5:30pm from Mondays to Fridays)

E-mail: HCClaims@esquiretech.ph

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What happens if I am not available during the item pick-up?

The courier partner will attempt to pick-up your item twice. If you're still unavailable, you can just drop off the device at the logistics partner's branch near you.

boltech

Website: Boltech Customer Service Portal

Facebook: boltech Device Protection Asia via Messenger

Mobile: 0939 405 7718 / 0945 601 3601

Landline: (02) 779 22 681 / (02) 779 22 683

E-mail: homecreditcs@boltech.ph

Esquiretech

Website: Esquire Customer Service Portal

Landline: (02) 8859 2772

(Open from 8:30am to 5:30pm from Mondays to Fridays)

E-mail: HCClaims@esquire.com

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Is there any limit with regards to the number of times I can get my device repaired?

Your device can be repaired multiple times in a year as long as the overall repair cost won't exceed the total value of your device.

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How long will the repair take?

It depends on your location. For Metro Manila, it's usually after 1 to 3 days. For Greater Manila and big cities, 5 to 7 days. For other areas including remote destinations, it may take up to 20 days.

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What happens to my Protection Plan if I make a partial or full early repayment for my loan or if I change the due date?

Your Device Protection Plan will not be affected. The coverage period stated in your contract stays the same.

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What if I want to cancel my coverage?

You can cancel your Device Protection coverage anytime by calling Home Credit Customer Service number (02) 7753 5711. The Device Protection fee will be removed from all monthly payments with no extra cost. However, if you submit your cancellation request 5 days or less before your due date, the device protection fee will still be included in your upcoming monthly payment bill and will be removed starting on your next due date.

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What if the device malfunctions or breaks down during the manufacturer’s warranty period (usually within 1 year from date of purchase)?

No worries, you are still covered! Look for your warranty certificate or look up the contact information on the producer’s website (e.g. OPPO service center, Vivo service center etc.) and simply follow the guidelines provided.

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What happens to my Protection Plan if I make a partial or full early repayment for my loan or if I change the due date?

Your Device Protection Plan will not be affected. The coverage period stated in your contract stays the same.

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What happens to my Protection Plan if I make a partial or full early repayment for my loan or if I change the due date?

Your Device Protection Plan will not be affected. The coverage period stated in your contract stays the same.

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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.

©2023 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with contact number (+632) 8708-7087 and with email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.

SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.