Handa na bang maging pera ang OR/CR ng motor mo?
Enjoy up to ₱250,000 cash loan offer via Home Credit! Be the FIRST to get exclusive offers and updates simply scan and join the waitlist!
What Are the Benefits of Using Your OR/CR for a Loan?
Higher Potential Offer
By using your vehicle’s OR/CR, you can access a larger loan compared to unsecured loans — depending on the appraised value of your car.
Lower Interest Rates
Secured loans typically come with lower interest rates compared to personal loans without collateral.
Fast Approval & Disbursement
Frequently Asked Questions about Home Credit Product Installments
You can start your loan application via the Home Credit Philippines App prior to visiting our retail partner stores to continue the process or you can go directly to our retail partner stores and have our Sales Associate or Retail Associate to assist you. To find a store near you, check out our list of retail partners.
Product loan offers are based on your eligibility and credit scoring. After you provide your personal and income details, you may see a product loan offer banner displayed in the Home Credit App.
Interest rates and down payment requirements vary depending on the customer’s profile. You can view more information in our Product Loan Help page and Disclosures.
Yes, as long as you haven’t reached your maximum annuity limit, you may apply for additional product loans.
Yes, you can still apply as long as you haven’t reached the maximum annuity limit set by Home Credit.
