Start With Installments to Unlock Cash Loans

Start your Home Credit journey today. Get your  
dream item on installment to build your credit  
and unlock exclusive cash loan offers

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  • 4.8 iOS - 110K reviews
    4.8 iOS - 110K reviews
  • 4.8 Android - 374K reviews
    4.8 Android - 374K reviews

Why Do 12 Million+ Customers Trust
Home Credit Philippines?

Here’s what Home Credit app users say about their experience getting a loan online!

star star star star star

After my first product loan, I was able to avail cash loan. Everything is easy, easy application, easy processing, they will transfer the money on your preferred method (I choose my bank account). […] after approval I receive the money within that day. Thank you home credit, you’re reliable. 

Kurt Bien – July 2025

star star star star star

I’m grateful for Home Credit. It’s reliable in times of need. I got an offer for a cash loan even though I have an existing iPhone 15 Pro loan. They offered me 60K credit limit for a cash loan and it realy helps me during emergency. Though I only use 10K out of my credit limit but I felt so honored to be trusted [with] such amount. Rest assured I will continue using Home Credit in my future purchase. 

Mechelle – 25

star star star star star

I’m really thankful for Home Credit—it’s been a big help for my needs, from gadgets and home appliances to extra cash when I needed it most. Easy process and very reliable. Highly recommended! 

Sonny – Jan 2026

star star star star star

The BEST Loan app ever. I have been with Home Credit for almost 7 years and they have never disappointed me. I have good communication with customer service and their agents. Home Credit has really helped me a lot… First was a cellphone and when I became a good payer, they offered a cash loan. Home Credit is easy to talk to, especially if you pay on time. If you are a good payer, they will give you many offers. Thank you so much HC 😉  

Yan – June 2025

star star star star star

Every time we need Home Credit, they always help and served us in product loan and even cash loan… Thank you very much Home Credit for your big help in times we need you. 

Geraldine – May 2025

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