Pay your bills using HCQWARTA by Home Credit Philippines!
Use HCQWARTA by Home Credit to buy load, settle bills, scan to pay, and more. Start paying with HCQWARTA when you buy from our merchant partners nationwide.
Araw-araw na ang tipid with HCQWARTA!
Buy load from all networks anytime, anywhere
Pay your bills in-app with 300+ billers nationwide — no added fees!
Example: P1,000 bill = Pay 1,000 only!

Enjoy scan to pay shopping via QR Ph
HCQWARTA is easy to use!
Buy load for all networks. No added fees pa!
Pay your bills with no additional fee. Contactless na, free of charge pa!
Scan to pay easily via QR Ph with HCQWARTA!
Get a loan and enjoy HCQWARTA instant approval with up to ₱50,000 spending limit!
Bundle up your product installments with HCQWARTA! Just visit us and ask our Sales Associates for assistance.
Step 1: Choose a Partner Store near you
Choose any of our partner stores nationwide from our store locator.
Step 2: Inquire about HCQWARTA
Approach our Sales Associate at the store to inquire about product installments and HCQWARTA.
Step 3: Approval Process
Our Sales Associate will process your product installment application and present a HCQWARTA offer. *Applications are subject to approval.