Araw-araw na ang tipid with Qwarta!
Pay your bills in-app with 470+ billers nationwide — no added fees!
Example: P1,000 bill = Pay 1,000 only!
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Enjoy 5% rebate for your payments via QR scan!
*5% of total purchase, up to P300 max. Valid to new customers within
30 days from sign date only.
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Get 4% discount sa load on all networks! More tipid, more sulit!
Pay your bills with no additional fee. Contactless na, free of charge pa!
Save on your QR purchases with up to P300 rebate on your first 30 days with Qwarta!
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Get a loan and enjoy Qwarta instant approval with up to 10,000 spending limit!
Bundle up your product installments with Home Credit Qwarta!
Just visit us and ask our Sales Associates for assistance.
Step 1
Choose a Partner Store near you
Choose any of our partner stores nationwide from our
store locator.
Step 2
Inquire about Qwarta
Approach our Sales Associate at the store to inquire
about product installments and Qwarta.
Approval Process
Our Sales Associate will process your product
installment application and present a Qwarta offer.
*Applications are subject to approval.
What is Qwarta?
Qwarta is a virtual credit line that you can use via the “My
Home Credit App” to: buy load, pay bills, buy groceries (via
QR), and shop online!
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Where can I use my Qwarta?
You can buy load and pay bills all in the My Home Credit App.
You can also buy groceries (shop via QR code), as well as
Top-up your LAZADA wallet.
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What are the fees and charges I should know about?
Interest fees are charged daily starting the day after each
transaction is made while penalty fees are charged if the
client fails to pay the minimum amount due on the due date:
Will be 5% of SOA's Total Amount Due. Please pay for at least
your minimum amount due every due date which comes 10 days
after your billing date time to avoid penalty fees and your
Qwarta from being blocked.
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When is my due date?
Your Payment Due Date is ten (10) calendar days after the
billing cut-off date. For example: Cut-off date: November 30,
2022 Payment due date: December 10, 2022
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.