Hakot Panalo with Aling Puring Credit Card by Home Credit

Promo is open to new and existing cardholders of the Aling Puring Credit Card by Home Credit.

Mechanics:

1. Promo is open to new and existing cardholders of the Aling Puring Credit Card by Home Credit. 

2. The promo runs from December 1, 2025 to January 31, 2026 across participating Puregold branches nationwide.

3. Customers can join the raffle promo by meeting the following conditions:

3a. Earn 1 e-raffle entry by applying and getting approved for an Aling Puring Credit Card by Home Credit within the promo period.

3b. Earn 1 e-raffle entry for every minimum single-receipt purchase worth P3,000 using their Aling Puring Credit Card by Home Credit within the promo period.

4. New and existing Aling Puring Credit Card by Home Credit cardholders may opt-in to join the promo by tapping on the Home Credit Mobile App promo push notification banner which will be sent to them or by agreeing via the Home Credit Customer Service call-out.

5. The electronic raffle draw (e-raffle) will be held on the following schedules in the presence of a DTI representative, at the HC Consumer Finance Inc. (Home Credit) Head Office located at the 15th floor, Ore Central, 9th Avenue, Cor. 31st Street, Bonifacio Global City, Taguig City:

6. A total of 10 winners of a 45-seconds Hakot Grocery Challenge will be selected via electronic raffle draw.

7. A customer may only win one 45-seconds Hakot Grocery Challenge once in the raffle promo. In the event that he/she is drawn more than once, his/her other winning raffle entry(ies) shall be nullified.

8. Winners of the Hakot Grocery Challenge shall be given a total of only 45 seconds to place items in the shopping cart(s). They will be allowed to shop in specific grocery aisles only. Prohibited will be the fresh meats, imported goods, infant formula and liquor/wine sections. 

9. There will be an official timer in the Hakot Grocery Challenge. Once time expires, only items placed in the shopping cart(s) with a total value not greater than ₱30,000.00 (vat-inclusive) will be shouldered by Home Credit.

10. Any damages to products within the store incurred during the Hakot Grocery Challenge shall be considered sold and will form part of the hakot prize value (vat-inclusive). If total damages exceed the maximum allowance of the hakot prize value, he/she will be required to pay for the excess amount.

11. Winners will be notified through registered mail, e-mail or callout via their available contact information on file with Home Credit.  

12. Winners will be publicly announced via the Home Credit Facebook page.

13. The Hakot Grocery Challenge will be scheduled by Home Credit with the winners within the 1st Quarter of 2026 in a Puregold branch. The Puregold branch shall be determined depending on the location of the winner. Home Credit and the winner will agree on the event details depending on the latter’s availability.

14. Scheduled winners must present 2 valid IDs with picture on the scheduled day of their Hakot Challenge in order to participate and to claim their grocery items.

15. Tax (including 20% withholding tax for prizes exceeding P10,000.00) and other expenses that will be incurred in relation to the prize shall be shouldered by the Home Credit. 

16. The prizes are not convertible to cash and not transferable. 

17. Confirmation of the winner for the Hakot Grocery Challenge is up to 60 days from the date when customer was notified through registered mail, email or contacted via his/her contact number. Otherwise, it will be forfeited in favor of Home Credit, with DTI approval.

18. HC Consumer Finance Inc. (Home Credit) and its partner-retailers’ employees and its affiliates, including their relatives up to the second degree of consanguinity or affinity, are disqualified from this raffle promo.

19. Customers participating in this raffle may still avail themselves of any other ongoing promotions of Home Credit or its partner retailers.

20. Home Credit reserves the right to disqualify customers from availing themselves of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.

21. Tax (including 20% withholding tax for prizes exceeding P10,000.00) and other expenses that will be incurred in relation to the prize shall be shouldered by Home Credit.
 

Terms and conditions apply. Visit https://www.homecredit.ph/disclosures to learn more.

First Draw

• Jay-R Bagaan
• Jennifer Panzo
• Dolores Polo
• Vicky Conese
• Ponciano Bunjan

2nd Draw

• Emma Doong
• Janeth Delos Reyes
• Jenefer Garcia
• Windy Regalado
• Rosemarie Roberto