On March 27, 2025, Puregold Tarlac City became the stage for an inspiring story of financial responsibility and commitment. Edelyn Mendoza, a devoted mother and a loyal Home Credit customer, emerged as the grand winner of the "Todo Pasko Hakot Papremyo Raffle," bagging ₱100,000 worth of grocery shopping. But more than just prizes, the event is a celebration of everyday Filipinos like Edelyn—who do something extraordinary to secure a better future for their families through hard work and smart financial choices.

The "Todo Pasko Hakot Papremyo" raffle, which ran from December 1 to December 31, 2024, was launched to reward Home Credit customers who demonstrated responsible financial behavior. Customers who paid at least ₱4,500 of their Home Credit account during the promo period earned raffle entries, with the grand prize being a ₱100,000 grocery shopping spree.

A mother of three kids, Edelyn ran a carabao milking business apart. In an interview, she shared how Home Credit has helped achieve her family’s life goals.

Edelyn’s Home Credit journey started from what seemed like an ordinary visit to the mall in 2017. Though initially hesitant due to concerns about falling into debt, Edelyn was intrigued when a Sales Agent approached her with a product loan offer. The timing was perfect, as they were about to move into a new home and in need of a new television.

Over the years, Home Credit helped her purchase essential items—from a smartphone to home appliances such as a washing machine and gas range. “Pagdating sa application ni Home Credit, napakabilis po. Ang sabi 1 minute, pero mas mabilis pa po yata sa 1 minute. Approved na po yung loan namin,” Edelyn shared.

But what truly stood out is Edelyn’s strong sense of financial discipline. Despite limited resources, Edelyn made sure to pay her monthly installments on time. Month after month, Edelyn paid her Home Credit installment on time. No delays. No excuses. “Kasi ayaw ko po masira kay Home Credit. Nakita ko po kung gaano siya kadali lapitan at kabilis ang approval kaya mine-maintain po namin talaga ang pagbayad,” Edelyn added.

Echoing to her financial responsibility is Edelyn’s commitment to making the most of the budget she has for her family. A nod to her exemplary motherhood, she shared that every peso in their household budget is carefully allocated, and that planning is key to staying financially healthy.
“Gagawa po ako ng list ng mga bayarin. Kung ano man po ang sumobra, yun ang gagamitin namin sa aming pangangailangan tulad ng gamit ng mga bata,” Edelyn said.

In addition to a product loan, Edelyn was able to improve their carabao milking business with the help of Home Credit’s Cash Loan offer. The loan also paved way for her husband to pursue employment as an overseas Filipino worker (OFW).

The success of the Hakot Papremyo event is a statement to the overarching goal of Home Credit and Puregold’s collaboration: to empower Filipino families by providing not just access to goods but also rewarding financial behavior.

Launched in 2024, Home Credit and Puregold’s partnership opened new ways for Filipinos to shop for essentials such as groceries via easy and convenient payment options. “Home Credit is steadfast in its role of being a financial partner to Filipinos to help them realize and achieve the life that they want for themselves. This collaboration with one of the country’s biggest chain of supermarkets enables us to strengthen this commitment and reach more people nationwide with offers that can help them better manage their finances,” Sheila Paul, Chief Marketing Officer of HCPH, said.

Edelyn Mendoza’s success story is a testament to how responsible financial behavior can lead to a better life. With the help of Home Credit’s financial products, she was able to support her family and improve their livelihood. By promoting on-time payments, Home Credit empowers customers like Edelyn to build stronger credit and access more opportunities—helping Filipinos move closer to their life goals.

In one of her closing messages, Edelyn expressed her gratitude to Home Credit. “Nagpapasalamat po ako ng marami kay Home Credit kasi nung simulan ko siyang sinubukan hanggang ngayon, isa pa rin pong mapagpala si Home Credit. Kasi totoo po ang mga promos niya, hindi po scam at talagang maasahan siya sa oras ng pangangailangan.”

Want to take charge of your finances just like Edelyn? Download the Home Credit’s online loan app today to explore loan offers, track your payments, and enjoy exclusive deals—all in one place.