### How choosing Home Credit helped Ica manage her finances
In August of this year, Ica, a 27-year-old mother and bank
teller, began her exciting journey with Home Credit. She had
been on the lookout for a smartphone that could fulfill her work
demands during a visit to the Riverbanks Mall in Marikina City.
However, the price tag of PHP 14,000 seemed out of reach for her
at the time. Fortunately, a kind-hearted Home Credit sales
associate came to her aid, presenting a solution that was both
convenient and affordable.
Ica expressed her gratitude
towards the sales associate for their friendly demeanor and
informative guidance. They took the time to explain the terms
and conditions of Home Credit, including the minimal
requirements, the one-minute approval process, and various
installment options. This interaction convinced Ica to choose
Home Credit as her preferred payment method for the smartphone
she desired.
During the transaction, Ica only had to pay a
down payment of PHP 4,000 and opted for an 18-month installment
plan. This allowed her to secure the smartphone she needed while
effectively managing her monthly expenses with a payment of PHP
800.
### From being the 10 millionth Customer to being a Winner
Little did Ica know, a pleasant surprise awaited her just
a few weeks after purchasing her new phone, leaving her already
satisfied. While at work, she received a call from an unfamiliar
number, causing her to hesitate in answering. After several
attempts to reach her, Home Credit managed to get in touch
through a text message and an email, informing her that she was
the ten millionth customer of Home Credit.
Initially
skeptical, Home Credit reassured her that it was indeed real. To
formally honor Ica, the company organized a grand event on
September 24, where she was awarded a total of PHP100,000 and
her smartphone payment was waived. Overwhelmed with gratitude,
Ica expressed her disbelief and appreciation, acknowledging the
significant help it would provide for her growing family. She
concluded by expressing her deep gratitude to Home Credit. 
### Continued Innovation: Home Credit's Promise to Elevate
Filipinos' Quality of Life
During the event, Sheila Paul, Chief Marketing Officer of
HCPH, took a moment to reflect on Home Credit's incredible
journey since its establishment in 2013. The company has
remained committed to delivering innovative financial services
to Filipinos, including product installments, cash loans, and
virtual credit. They continually enhance their services to
ensure an exceptional customer experience. Filipinos can now
enjoy the convenience of one-minute approvals with just a single
valid ID at over 15,000 outlets, fulfilling their needs for
gadgets, appliances, furniture, and more.
Paul expressed
her gratitude to the more than 10 million customers who have
placed their trust in Home Credit over the years. She
acknowledged that it is through this trust that Home Credit has
been able to improve the lives of many. She assured customers
that Home Credit will continue to innovate their services,
striving to elevate the quality of life for Filipinos.
The
recognition of France Janina "Ica" Abion as Home Credit
Philippines' ten-millionth customer symbolizes the company's
commitment to providing accessible and convenient financial
solutions to Filipinos. With a decade of innovative financial
services, Home Credit looks forward to serving the needs of
millions more customers and empowering them to live the life
they desire.
### Avail products via Home Credit now!
Join the 10 million Filipinos who can now enjoy the vast
selection and flexibility of our wide-ranging offers available
in over 15,000 stores across the nation. With over 50,000
products at 0% interest, you can simplify your shopping
experience with our shopping basket feature, allowing you to
fill it with products from leading retail stores and
conveniently pay later through installments. For even greater
convenience, explore the My Home Credit App and
[Shoppingmall.ph](https://www.shoppingmall.ph/) to discover the
best deals on gadgets, furniture, appliances, e-bikes, home
improvement items, and more!