Protect yourself from scammers: Home Credit Warns Public Against
Fake Websites
Online transactions make managing our finances easy and convenient.
There’s just one big concern to keep in mind when doing financial
transactions online: security. After all, you work hard for your
money and protecting it is always a priority.
Tita Techie
Dec 20 2-min read
One of the many creative ways scammers perform their fraudulent
activities is through fake websites where they steal personal
information from people to get access to their accounts or
money. Home Credit, the country’s leading consumer finance and
digital financial services provider, warns the public to be
vigilant against fraudulent websites posing as legitimate
institutions or companies to mislead the public.
What are fake websites
Fake websites are any illegitimate internet website that might
pass as an authentic page but is actually designed to deceive
users into fraud or malicious attacks. They can come in
different forms – a copycat of a legitimate institution, a
phishing website or online shopping website – but ultimately,
they all serve the same purpose and that is to steal your
personal information and hard-earned money.
How to avoid being a victim of fake websites
In order to keep ourselves safe in the digital space, it’s also
our responsibility to take precautionary measures so here are
some helpful tips to avoid being a victim of fake websites:
Don’t click on strange-looking links
If ever you stumble upon an email or text message asking you to
update your account or input your log-in details through an
embedded link, do not click on that link. It will lead you to a
fake website where your personal information will be stolen.
Shop or transact on familiar websites
For a safe and secured online transaction, always make sure that
the URL address starts with “https” and there should be a
padlock icon beside it. Most companies or institutions would
also announce what their official channels or websites are so
make sure to check those so that you will be informed of the
correct site to visit.
Look for the red flags
Check if the website has grammatical errors or wrong spellings.
If it does, it’s more likely to be a fake website. It might also
copy the name or logo of legitimate companies or institutions to
trick you to provide personal information or conduct
transactions through their fake websites.
Never give your card or account information
Be careful when you share or input your username, password card
details, such as 16-digit number, card expiration date, CVV, and
OTP. Make sure that you don’t provide it to the wrong people.
Always check if you’re transacting in the right website.
Conduct your transactions on official channels
Conduct transactions only on official and verified sites. If
ever you need to access the service of Home Credit, use the My
Home Credit App or any of our official channels.
“As our usage of digital payment services increases, fraudsters
are also creating new ways to scam the public,” warns Mariz
Quilnat, Risk – Anti Fraud Team Leader of Home Credit
Philippines. “The goal of financial institutions like us at Home
Credit is to inform and educate our consumers on how they can
spot a scam and prevent them from getting victimized,” she
added.
What to do if you become a victim of fake websites
In case you become a victim of fraud or if you suspect that [a
Home Credit website is
fake](https://revamp-pilot.homecredit.ph/Contact-Us), report it
by calling your bank or financial provider. If you believe your
transactions with Home Credit are compromised, immediately call
their Customer Service hotline at (02) 7753-5711.