How to Typhoon-Proof Your House on a Budget: 5 DIY Fixes Under ₱1,000!

It’s rainy season again! If storms come with a signal number, you — what’s your stress level now that typhoons keep coming left and right? Are you one of those Pinoys na kapag umuulan, kaakibat na ang worry kung safe ba ang bahay at gamit mo? 

But here’s some good news: you don’t need a 6-digit salary to finally have that typhoon-proof home with no leaks, no floods, and no slippers floating around the house! 

Here are a few budget-friendly home fixes under ₱1,000 to help typhoon-proof your home: 

Do you live in a flood-prone area? Don’t wait for your barangay captain — make your own DIY sandbags! Find old rice sacks and fill them with sand or soil. Stack them by the door, gate, or any spot where flood water usually seeps in. Now that’s real budget-friendly! No need for fancy flood barriers to keep the water out. 

Kapag umuulan at luma na ang bubong o pader, nakakastress kasi baka tumulo at mabasa ang gamit — imbes na relax, dagdag alala pa. Hindi kailangan gumastos ng malaki: bili lang ng ₱50–₱200 na rubber seal o waterproof tape sa hardware para tapal agad. Pro Tip: Linisin at patuyuin muna ang tatapalan para sure kapit at iwas balik-tagas. Pero tandaan, pansamantala lang ‘to — ipagawa agad pag may budget na! 

Clogged gutters are a classic Pinoy problem every typhoon season. When they’re full of leaves, plastics, trash, and yes — sometimes even slippers — the gutter gets blocked, causing flooding and damage to your entire roof. This mess can also attract pests and lead to mold and mildew. For only ₱150–₱300, you can buy a roof rake to clear those blockages. You can also make an improvised gutter puller if you really want to save more.

We may all hate plastic, but not plastic wraps and covers! They’re the best friend of every super budget-conscious Pinoy during the rainy season. Cover your outlets and precious appliances with plastic to avoid water damage and short circuits. See? Your smart TV stays safe and dry! 

Have you checked your doors at home? To keep rainwater from creeping in during heavy downpours, install DIY door draft stoppers using an old towel or clothes. You can also buy ready-made stoppers online for just ₱50–₱100! 

We may not control when storms come or how strong they get, but we can control how ready we are. Sorry Elsa, but we won’t let the storm rage on — we’re prepared no matter the signal number! And for extra peace of mind, did you know you can get a calamity insurance loan? 

Home Credit’s Home Protection is perfect, especially when appliances or furniture get damaged by typhoons. This protection plan, with a fixed price of only ₱1,188, covers all eligible items at home — whether you bought them through Home Credit or not. It provides up to ₱50,000 coverage in case of damage or loss due to natural disasters or accidents like fire. With this insurance, you’re financially protected against the cost of repairing or replacing your damaged belongings!

For more information on Home Protection and other Home Credit offers, just download the Home Credit App on Apple App Store or Google Play Store.