Get fast and easy online loans for your needs!
Looking for quick cash loans for your financial goals or unexpected expenses? Home Credit's online loans can help! Enjoy competitive interest rates, and flexible amounts for your cash needs.
Check if you are qualified for a cash loan offer today!
The flexible cash loan for you
Here's why it's worth getting a quick cash loan here!
Fast loan approval
Get cash loans online, disbursed in 1 minute
Fast, safe, and convenient loan processing!
90% of loans online, completed digitally
Loan from Php 3,000 to Php 150,000
Flexible loan amounts for your cash needs!
Cash Loan Application Made Easy
Here are two simple requirements before you apply for a cash loan online.
Filipino Resident
Loan applicant must be a Filipino resident, age 18 - 68 years old.
Primary and Secondary IDs
Ready To Get A Cash Loan?
To get our cash loan, check if you're eligible to borrow money. Once you receive an SMS confirmation, you can claim your online cash loan through two easy steps.
Bank Transfer
Credit your cash loan straight to your own bank account. View our list of partner banks to find the one nearest to you.
Cash Pick-Up
Claim your cash loan at any of our partner stores. Check the list to find the branch nearest to you.
Things To Remember
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Bring one (1) Valid ID with a valid address and your reference number if you will claim your cash loan at our disbursement partners. -
Your cash loan contract will be cancelled if not claimed within seven (7) days. Claim your cash loan as soon as possible.
How To Pay Your Cash Online Loan
Looking for the most convenient way to pay online cash loan installments? You can use any of these easy cash loan payment methods:
Enroll to Auto Debit Arrangement
Enroll your bank account to our Auto Debit Arrangement and let us automatically process your cash loan payments. Never miss a due date again for your cash loan!
Pay On The Mobile App
Whether its a product loan or cash loan — we’ve got you covered. Download the Home Credit mobile app to pay your loan through your phone.
Pay On The Website
Pay your cash loan online through the Home Credit website. Use your Mastercard or Visa debit card, BancNet ATM card, UnionBank account, or BPI account.
Pay Over-The-Counter
Pay your cash loan offline through our payment partner stores nationwide. You can check the cash loan payment schedule and location of our payment partners here.
Watch the inspiring stories of Filipinos who chose Home Credit Cash Loan as their partner in achieving their financial goals in life.
Frequently Asked Questions
Log in to the My Home Credit App to see if you are eligible for a Cash Loan offer. You will also receive an offer via call, SMS, or email.
Yes. You can only apply again once you receive another Cash Loan offer from Home Credit.
There are three easy ways to apply:
1. Download and log in to My Home Credit App.
2. Visit one of our partner stores
3. Call the Home Credit hotline indicated in the SMS/Email/Push Notification offers.
The monthly interest rate starts at 2.32%. Actual rate may vary based on preferred loan amount and term, per customer. To get a sample cash loan computation, you may refer to the Loan Calculator
Find out if you're approved in as fast as 1 minute!
If you apply via [My Home Credit App], you’ll receive a notification after submitting your application.
If you apply via phone or our partner store, you’ll receive an SMS notification.
