Products & Promos

Choose one of our loan products and find out more about special promos!

Pocket Cash Loan

For Metro Manila customers only

6 and 8 months Apply now

Own an Acer Laptop at 0% Interest

Take home an Acer Laptop at 0% interest installments

9 months and 12 months Find out more

Christmas Rush at 0% Interest

Now you can be your home’s Santa Claus with new…

6, 9, and 12 months Find out more

Be a Selfie Master at 0%

Now you can have an ASUS Zenfone dual selfie at…

6, 9, and 12 months Find out more

AV Surfer Hulugan Deals at 0% Interest

Enjoy family bonding with a cinematic experience right at your…

6 and 9 months Find out more

Meralco Hulugan Deals at 0% Interest

Your dream LED TV, now available at 0% installments, for…

12 months Find out more

Appliance Delights at 0% Interest

Now you can create a merrier Christmas with appliances in…

6, 9, and 12 months Find out more

Top Appliances at 0% Interest

Now you can enjoy the warmth of Christmas with appliances…

9 and 12 months Find out more

Create. Great Deals.

Get your Globe handset plan at 0% interest with a…

6 months Find out more

Hulugang 0% Interest sa Home Credit

Now you can shop at 0% interest installments, no credit…

6, 9, and 12 months Find out more

Merry Hulugaan!

Now you can celebrate earlier with shiny new appliances at…

12, 18, or 24 months Find out more

Huawei GR3 2017

0% interest installment plans

6 months Find out more

Go Dual Cam Now at 0% Interest

Capture each moment with Huawei GR5 at 0% interest thru…

6 months Find out more

Own a Huawei Nova 2i at 0%…

Now you can have four cameras in one smartphone with…

6 months Find out more

Own a HUAWEI P10 at 0%

Make every shot a cover shot with a HUAWEI P10…

9 months Find out more

High Speed. Long Lasting. 0% Interest

Simply visit any of participating partner stores, apply and get…

6 months Find out more

Huawei Y7 Prime at 0% Interest

Now you can have a bigger screen and a broader…

6 months Find out more

Nokia Zero Interest

Now you can have your own NOKIA now at 0%…

6 and 12 months Find out more

Supreme Selfie

Capture effortless portraits with the selfie experts, available at 0%…

6 and 9 months Find out more

Live it up with Laptops at 0%…

Now you can keep up and have fun with laptops…

6, 9, and 12 months Find out more

Hulugang Handog at 0% Interest

Have your last monthly installment waived if you pay on…

6, 9, and 12 months Find out more

Samsung Christmas Cheers

Now you can do better things with a Samsung Galaxy…

6, 9, and 12 months Find out more

Power Up Your Entertainment at 0% Interest

Now you can own a Samsung J7 Core at 0%…

6 months Find out more

Enhance Every Moment with Samsung Galaxy J7+

Now you can enhance every moment in low installments, no…

9 months Find out more

Capture the Night at 0%

Own a Samsung Galaxy J7 Pro at 0% interest installments

9 months Find out more

Samsung Galaxy Note 8 at 0% Interest

Now you can do better things with a Samsung Galaxy…

12 months Find out more

Hulugang Handog at 0% Interest

Have your last monthly installment waived if you pay on…

6, 9, and 12 months Find out more

Laptop Level-Up

Now you can achieve daily goals kahit laging on the…

6, 9, and 12 months Find out more

The Great Hulugan Sale

Take home great appliances at 0% interest!

6, 9, and 12 months Find out more

Sofantastic Zero

Now you can have a merrier home with comfy furniture…

12 months Find out more

Brilliant Clarity at 0% Interest

Shoot the best selfies with Vivo smartphones at 0% interest…

6 and 9 months Find out more

Affordable Installments na Mas Pinagaan Pa!

No interest for customers who pay on time.

6 or 12 months Find out more

Special Products

Phonenomenal 0%

Explore more fun with smartphones at 0% interest installments.

6 months Find out more

The BEST for LESS

Take home top quality appliances at 0% interest installments

6 or 9 months Find out more

Zero Interest For All Items

Bring home your dream gadget at 0% interest installments.

6 or 9 months Find out more

Zero Ph0nenanza!

Grab a new phone perfect for your lifestyle at 0%…

6 months Find out more

Perfect Zero

Start an amazing year with the phone you want at…

6 months Find out more

Phonetastic Zer0%

Enjoy big time fun with a new smartphone at 0%…

6 months Find out more

ExtravaganZero!

Grab the mobile phones you want at 0% interest installments.

6 months Find out more

Raffle Promos

Merry Christmasagana!

Itodo ang Christmas shopping sa mababang hulugan and get the…

October 1, 2017 to January 31, 2018 Find out more

Merry Christmasagana sa SM Appliance Center!

Itodo ang Christmas shopping sa mababang hulugan at mag-take home…

October 1, 2017 to January 31, 2018 Find out more

Dahil Sa Early Pay Mo, Maagang Pamasko…

Be one of our 8 lucky winners!

November 15, 2017 – December 15, 2017 Find out more

Bayad ng Maaga, para Pasko’y Masaya!

Be one of our 8 lucky winners!

November 15, 2017 – December 30, 2017 Find out more

Bayad Center Pasko, Panalo with Home Credit!

Pay your Home Credit bills at any Bayad Center branch,…

November 1, 2017 to January 31, 2018 Find out more

Bida True Winner!

Pay your Home Credit bills at any TrueMoney branch, and…

October 26 to December 31, 2017 Find out more

Standard Product

Standard Loan

The most flexible loan – you can set both downpayment…

9 to 24 months Find out more